An Irrational Mind, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning and investment advice to individuals, families, organizations, corporations, trusts and estates. Its advisory work focuses on mutual funds, exchange-traded funds, cash and cash equivalents, and real estate investment trusts, and the firm also offers short educational group seminars for organizations or interest groups.
The firm emphasizes passive, buy-and-hold indexing and asset-allocation strategies, relying largely on low-cost index mutual funds and ETFs and external research and scoring tools to form recommendations. It does not act as a discretionary portfolio manager or take custody of client assets; clients typically implement recommendations themselves and engagements are billed on an hourly or project basis rather than as a percentage of assets.
Compared with many independent RIA peers, the firm’s availability of educational seminars and its explicit avoidance of percentage-of-AUM billing and ongoing portfolio management are distinctive. The principal combines a clinical background with tax credentials (an enrolled agent) and positions the practice around one-off and periodic planning engagements rather than continuous account management.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for projects based on written fee estimates or ranges provided to clients.
$250 per hour with a minimum 2-hour charge ($500) for initial engagements; billed in 6-minute increments beyond minimum.
Fee-only: Hourly fees of $250 per hour with a minimum charge of 2 hours ($500) for initial engagements; fees may also be fixed/project based as estimated in writing.
Main office
Federal Way WA
Advisors at this office
1
Most active in
Washington
Also doing business as
An Irrational Mind, LLC · Prudent Consulting, LLC · Prudent Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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