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ANCAP Financial

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Client assets under management

$60,757,482

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Clients

64

48% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

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Clients per advisor

32

Low

Average account size

$949,336

About

AnCap Financial serves individual and high‑net‑worth clients with comprehensive financial planning, ongoing wealth management, investment management, and retirement plan consulting and management. The firm operates as a fee‑only registered investment adviser and offers both one‑time comprehensive plans and longer‑term wealth management engagements.

Engagements begin with a planning process that is used to develop individualized investment policies and asset allocation targets, and the firm provides discretionary portfolio management with periodic review. Investment advice centers on stocks, bonds, mutual funds and ETFs and may include recommendations for alternative investments (such as private equity and digital assets), though the firm does not take discretionary authority to place client funds into those alternatives.

Notably, AnCap does not use percentage‑of‑assets fees common among peers and instead relies on fixed or subscription‑style pricing and bundled services, and the firm has moved away from using outside managers to managing client accounts directly on a discretionary basis. The firm also offers employer retirement plan services and can act as an ERISA investment manager, and its principals hold professional planning and portfolio credentials, features that are relatively uncommon for a two‑advisor firm of this scale.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.)

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Fee options

Fixed

Comprehensive Financial Plan: $3,000 for single clients, $5,000 for married clients (with 6 months implementation support); Re-engagement for new plan: $1,500 single, $2,500 married

Percentage

$50,000 - $500,000: $100 per month (fixed fee) $500,000 - $1,000,000: $250 per month (fixed fee) Over $1,000,000+: $500 per month (fixed fee)

Project-based

$400 per hour or $250 per 30 minutes for additional meetings or project-based implementation after financial plan

Subscriptions

Wealth Management Service ranges from $208 to $4,200 per month (paid monthly) or $624 to $12,600 per quarter (paid quarterly), fees are negotiable

Other

Account minimum: $50,000 Fee-only: Fee-only firm, compensated solely by fees from Clients

Main office location

ANCAP Financial

League City TX, United States

Number of offices

2

Most active in

More info

Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Website (346) 595-7701

Advisors at this firm

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Zach L

CFP®

League City, TX

ANCAP Financial

I'm a fee-only, flat-fee financial planner who specializes in servicing retired couples and business owners. I live in League City, TX with my beautiful wife and daughter. I pride myself in the extensiveness of my financial plans, especially when it comes to tax planning. From beginning to end, I work with my clients to make sure that their path forward is crystal clear. I execute all action steps needed to put their roadmap into reality and help them avoid common mistakes and pitfalls along the way. My fees have always been and always will be flat. I receive no referral fees or kickbacks from professionals I may refer clients to, and charge no AUM fees.

General retirement planning Business ownership considerations Baby Boomers (Born 1946-1964)
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Michael M

Series 66

Friendswood, TX

ANCAP Financial

Michael Mc Laughlin is a financial advisor with ANCAP Financial in League City, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities, and Lochton Capital. ANCAP Financial serves individual clients, including high-net-worth individuals, offering comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses tailored asset allocation and a mix of mutual funds, ETFs, and outside managers, with a fee structure based on fixed, hourly, or recurring fees rather than percentage-of-AUM billing.

Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.)
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