Providence, UT Office

Andina Advisors provides financial planning and investment management to a mix of individual clients (including high‑net‑worth households), retirement plans, insurance companies, and other institutional clients. Its services cover comprehensive financial planning, discretionary portfolio management (including model portfolios and allocations to independent managers), employer retirement‑plan consulting, consolidated reporting, and both direct and sub‑advisory relationships.

The firm generally structures portfolios around an investment policy statement and diversified allocations that can include equities, fixed income, ETFs, structured notes, and alternative investments such as private funds; separately managed accounts are typically managed on a discretionary basis while recommendations of private funds and third‑party managers remain non‑discretionary. Andina also provides model trading signals to an unaffiliated institutional sponsor and acts as a sub‑adviser on structured‑note strategies, integrating fundamental, technical, and macro analysis with the use of external managers when appropriate.

What distinguishes Andina from many peers is its active role with pooled investment vehicles and private funds: the firm and its principals provide consulting and sub‑advisory services to private funds and SPVs, serve on fund investment committees, and disclose receipt of carried interest for certain affiliated funds (for example, Mercatus‑linked vehicles). The brochure also highlights that Andina serves insurance company clients and provides portfolio management for pooled vehicles and fund‑sponsor/syndicator‑type activities—roles that the firm discloses as potential conflicts and addresses through client suitability assessments and written disclosures.