Andover Advisory Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
130
27% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
130
Very HighAverage account size
$0
About
Andover Advisory Group provides comprehensive financial planning, tax preparation, and investor education to individual and high‑net‑worth clients. The firm delivers written financial plans and supplemental materials rather than acting as a custodian or trading manager for client accounts.
The firm’s advice framework emphasizes asset allocation consistent with Modern Portfolio Theory and a risk‑assessment process, but it does not recommend specific securities or execute trades on client accounts. Clients receive a one‑time written plan upon completion and must engage separately if they want ongoing implementation or review services.
The brochure discloses that the firm’s registered representative relationship with a broker‑dealer (Cambridge Investment Research) and its insurance licensing create potential conflicts because supervised persons may receive commissions on securities and insurance sales; the firm states clients may purchase recommended products elsewhere. Andover also distributes client newsletters and operates a weekly live‑streamed radio/podcast for outreach, and it explicitly does not maintain discretionary client accounts or charge percentage‑of‑assets advisory fees.
Client services
Financial planning
Newsletters or periodicals
Tax preparation services, host radio show
Tax preparation services, host radio show
Expertise
General tax planning
Fee options
Fixed fee of $2,000 for financial planning services
Commissions accepted from sale of investment products and insurance by registered representative (not primary advisory compensation)
Hourly fee of $150 for financial planning and tax preparation services
Fee-only: Fixed fee of $2,000 for financial planning (negotiated; $750 due at signing, remainder invoiced in installments); hourly fee of $150 per hour for financial planning and tax preparation services
Main office location
Andover Advisory Group
800 Turnpike Street, Suite 300
North Andover MA 01845, United States
Number of offices
2
Most active in
Andover Advisory Group has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")