Andrae Financial Services LLC

Andrae Financial Services is a state-registered independent investment adviser operating as a solo advisory practice with roughly $7.01 million in discretionary assets under management; it primarily serves individual and high‑net‑worth clients. The firm provides continuous, discretionary asset management for separately custodied accounts and also offers written financial planning and consulting services.

The adviser tailors portfolios and plans through one‑on‑one interviews and questionnaires, using fundamental and cyclical analysis and a mix of long‑ and short‑term strategies across mutual funds, exchange‑listed and over‑the‑counter securities, certificates of deposit, municipal and U.S. government securities. Accounts are reviewed at least quarterly and the firm contacts clients at least annually to reassess objectives and accommodate client‑imposed restrictions rather than pursuing market timing.

Distinctive operational features include the firm’s reported work with charitable organization clients, an uncommon client type for solo independent advisers, and its stated practices of not using soft‑dollar arrangements, not aggregating or block trading client orders, and not voting client proxies (leaving proxy decisions to clients). The firm also operates with a single qualified custodian platform, manages all AUM on a discretionary basis, and does not accept performance‑based fees.