Buffalo, NY Office

The firm provides discretionary and non-discretionary asset management, modular financial planning, and pension consulting to a mix of individual clients, trusts, estates, charitable organizations, and employer-sponsored plans. In addition to typical retail clients, it also advises captive insurance companies and individual insurance owners, and offers services to plan participants and institutional plan sponsors.

Portfolios are customized to client objectives and documented in an investment policy statement, with ongoing monitoring and rebalancing; the firm uses a mix of fundamental, technical, cyclical, and behavioral analysis and incorporates environmental, social, and governance (ESG) factors into security selection. It also manages held-away retirement and HSA accounts via an order management system to implement tax-efficient asset location and opportunistic rebalancing across custodial arrangements.

Noteworthy differences from many peers include an affiliation with a law practice that the firm may recommend for legal services and the explicit focus on insurance-company clients, both of which are uncommon for firms of this type and size. The firm also offers project-based administrative transition assistance after a client’s death or incapacity and bills separately for extraordinary administrative work, indicating a broader operational service set than is typical among supported advisers.