Andrews Advisory Associates, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$218,585,722
Clients
245
Advisors
4
of 4 employees
About
Andrews Advisory Associates serves individuals (including high‑net‑worth clients) as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities, offering discretionary and grandfathered non‑discretionary investment management, a qualified retirement plan platform with participant options, and limited financial planning services. Financial planning and hourly planning are generally provided to existing investment clients, their family members, or employees rather than to the public at large.
The firm follows a "Keep It Simple" philosophy emphasizing diversified asset allocation, dollar‑cost averaging, periodic rebalancing, and in‑house construction of portfolios using low‑cost passive ETFs and mutual funds to minimize layered fees. Alongside its passive, tax‑aware asset‑allocation models, the firm also offers a focused "Dividend Boosters" discipline — an individual‑stock strategy of roughly 25 U.S. companies with histories of increasing dividends — typically applied to larger, more established portfolios.
Noteworthy distinctions include a retirement plan platform that can serve as an ERISA Section 3(38) discretionary fiduciary with no minimum plan size and separate participant recordkeeping options, and the firm’s operational model as a fee‑only adviser that requires clients to custody assets with its selected custodian rather than permitting custodian choice. The practice also maintains a meaningful split of assets managed on discretionary and grandfathered non‑discretionary bases, which can affect how clients implement advice and conduct reviews.
Client services
Expertise
Fee options
Flat fee for Financial Planning Services up to $10,000
$250,000 - $1,000,000: 1.00% $1,000,000 - $5,000,000: 0.70% $5,000,000 - $20,000,000: 0.60% $20,000,000 - $100,000,000: 0.50% $100,000,000+: 0.40%
$300/hour for Investment Adviser Representatives, $100/hour for Client Service Specialists
Account minimum: $250,000 Fee-only: Fee-only investment advisory practice with no commissions or other compensation for sale of securities or investment products.
Main office
1003 Bishop Street, Suite 1808
Honolulu HI 96813
Advisors at this office
4
Most active in
California · Hawaii
Also doing business as
Andrews & Enos, LLC · Andrews Advisory Associates, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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