Andrews Advisory Associates, LLC logo

Andrews Advisory Associates, LLC

Updated today

Client AUM

$218,585,722

Clients

245

Advisors

4

of 4 employees

About

Andrews Advisory Associates serves individuals (including high‑net‑worth clients) as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities, offering discretionary and grandfathered non‑discretionary investment management, a qualified retirement plan platform with participant options, and limited financial planning services. Financial planning and hourly planning are generally provided to existing investment clients, their family members, or employees rather than to the public at large.

The firm follows a "Keep It Simple" philosophy emphasizing diversified asset allocation, dollar‑cost averaging, periodic rebalancing, and in‑house construction of portfolios using low‑cost passive ETFs and mutual funds to minimize layered fees. Alongside its passive, tax‑aware asset‑allocation models, the firm also offers a focused "Dividend Boosters" discipline — an individual‑stock strategy of roughly 25 U.S. companies with histories of increasing dividends — typically applied to larger, more established portfolios.

Noteworthy distinctions include a retirement plan platform that can serve as an ERISA Section 3(38) discretionary fiduciary with no minimum plan size and separate participant recordkeeping options, and the firm’s operational model as a fee‑only adviser that requires clients to custody assets with its selected custodian rather than permitting custodian choice. The practice also maintains a meaningful split of assets managed on discretionary and grandfathered non‑discretionary bases, which can affect how clients implement advice and conduct reviews.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Passive / index investing

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Fee options

Fixed

Flat fee for Financial Planning Services up to $10,000

Percentage

$250,000 - $1,000,000: 1.00% $1,000,000 - $5,000,000: 0.70% $5,000,000 - $20,000,000: 0.60% $20,000,000 - $100,000,000: 0.50% $100,000,000+: 0.40%

Project-based

$300/hour for Investment Adviser Representatives, $100/hour for Client Service Specialists

Other

Account minimum: $250,000 Fee-only: Fee-only investment advisory practice with no commissions or other compensation for sale of securities or investment products.

Main office

1003 Bishop Street, Suite 1808

Honolulu HI 96813

Advisors at this office

4

Most active in

California · Hawaii

Also doing business as

Andrews & Enos, LLC · Andrews Advisory Associates, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Christina B

CFP®, Series 63, Series 65

Honolulu, HI

Andrews Advisory Associates, LLC

Christina Brown is a CFP® with 19 years of experience in the financial industry, currently serving as an advisor at Andrews Advisory Associates, LLC since 2007. She holds Series 63 and Series 65 licenses and works out of Honolulu, Hawaii. Andrews Advisory Associates serves individual clients, including high-net-worth individuals, as well as pension plans, trusts, charitable organizations, and business entities. The firm emphasizes a straightforward investment approach using diversified, tax-aware asset allocation with low-cost passive ETFs and mutual funds, alongside a focused individual-stock strategy for established portfolios.

Passive / index investing
user avatar

Travis T

Series 65

Honolulu, HI

Andrews Advisory Associates, LLC

Travis Tsukayama is a financial advisor with Andrews Advisory Associates, LLC in Honolulu, HI. He holds a Series 65 designation and has 10 years of industry experience. He has been with Andrews Advisory Associates since 2015 and has worked at the University of Hawaii since 2006. Andrews Advisory Associates serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers discretionary and grandfathered non-discretionary investment management, a qualified retirement plan platform, and limited financial planning services, following a "Keep It Simple" philosophy that emphasizes diversified asset allocation and low-cost passive investments.

Passive / index investing
user avatar

Scott T

CFP®, Series 63, Series 65

Honolulu, HI

Andrews Advisory Associates, LLC

Scott Tonai is a CFP® professional with 10 years of experience in financial advisory services. He is currently with Andrews Advisory Associates, LLC and has prior experience at Raymond James Financial Services, First Hawaiian Bank, and LPL Financial. Outside of his advisory role, he works part-time as an associate at the Navy Marine Golf Course in Honolulu. Andrews Advisory Associates serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes a "Keep It Simple" investment philosophy using diversified asset allocation, low-cost passive ETFs and mutual funds, and offers both discretionary and non-discretionary management along with a specialized dividend-focused stock strategy.

Passive / index investing
user avatar

Owen L

Series 65

Honolulu, HI

Andrews Advisory Associates, LLC

Owen Lahr is a financial advisor at Andrews Advisory Associates, LLC with one year of industry experience. He holds a Series 65 designation and has worked at Andrews Advisory Associates since 2023. Prior to his advisory role, he was involved with the Hawaii Boat Club and Kaneohe Yacht Club, and has experience with Vector Marketing Cutco and academic positions at the University of Hawaii and Amador Valley High School. Andrews Advisory Associates, LLC is a SEC-registered investment adviser managing approximately $236 million in client assets. The firm provides discretionary investment management, retirement plan advisory, and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and pension and profit-sharing plans, using a primarily passive investment approach supplemented by an active dividend-growth stock strategy for larger accounts.

Passive / index investing
View complete list of advisors at this firm
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