Ant Money Advisors

Ant Money Advisors provides investment advisory services to U.S. individual clients who participate through the ATM.com mobile application, offering algorithm-driven portfolio management built around model ETF allocations and an optional Explore feature for selecting individual large‑cap stocks. The firm generally manages accounts on a discretionary basis and arranges for a qualified custodian to maintain client accounts and deliver periodic account statements.

The firm’s investment approach centers on ETF‑based model portfolios implemented by proprietary algorithms that aim to approximate target allocations, automatically rebalancing when allocations diverge (typically around five percentage points) and reinvesting dividends. Clients may also select up to ten Eligible Stocks for an Explore Portfolio (each target funded at roughly five percent of account value), and Ant Money Advisors may aggregate client orders and execute transactions through DriveWealth.

Ant Money Advisors is distinctive among investment managers for being internet‑first—requiring use of the ATM.com app and permitting users to direct app-earned rewards into accounts—and for sponsoring a wrap fee program that bundles management, execution, custody, and reporting within a single program structure. The firm also operates with a relatively low account minimum and a model that emphasizes small, app‑linked retail participation, which differs from the typical investment manager profile.