Antoine Wealth Management

Antoine Wealth Management works with individual investors and small businesses to provide written financial planning and ongoing portfolio management, along with retirement, education, divorce, and business-consulting advice. The firm manages a modest asset base (about $4.12 million) for a small number of clients and generally charges percentage-of-AUM fees under written engagement agreements.

Portfolios are constructed using a blend of passive and active strategies informed by Modern Portfolio Theory, with an emphasis on scenario analysis and stress testing to address tail‑risk events; the firm implements client-specific written investment guidelines and may manage accounts on either a discretionary or non‑discretionary basis. Tactical, short‑term positions are used only occasionally, and the adviser does not sponsor wrapped fee programs.

Noteworthy differences from many peers include that the firm’s principal maintains a full‑time corporate operations role outside the advisory business and will avoid providing advice on that employer’s securities, and the firm offers modular planning and an installment planning option that can be paired with a reduced asset‑based management fee while aggregating household accounts for fee treatment. The firm also relies on a recommended institutional custodian for execution and support services, does not vote client proxies, and serves a very small client roster, factors that can affect the adviser’s operational capacity and service model.