ApepA Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ApepA Advisors primarily serves individuals, families, and high‑net‑worth clients, providing fee‑based portfolio management on both a discretionary and non‑discretionary basis as well as investment consulting engagements. The firm’s consulting services explicitly include advice regarding employer‑sponsored retirement plans and held‑away accounts, and its brochure reports $0.00 in regulatory assets under management as of the stated date.
The firm’s investment approach emphasizes simplicity, diversification, and long‑term growth, with portfolios generally constructed from low‑cost, index‑based ETFs and an Investment Policy Statement tailored to clients’ risk tolerance, time horizon, social values, and tax considerations. ApepA may use fundamental, quantitative, qualitative, and top‑down analysis as appropriate, and it includes investment education as part of consulting and advice engagements.
Noteworthy for an independent advisory practice, ApepA offers project‑based or hourly consulting (including investment education) and explicitly provides advice on employer‑sponsored retirement plans and held‑away accounts rather than executing transactions for those assets—services that are less common among peers. The brochure also discloses that the firm’s principal serves as trustee of a private family trust in a personal capacity and that the adviser does not accept authority to vote client proxies, reflecting a narrow operational focus on advisory and consulting activities.
Client services
Expertise
Fee options
Fixed or project fees negotiated based on scope and complexity
0.50% annually
Hourly fees up to $500 per hour
Account minimum: $50,000 Fee-only: Hourly fees not to exceed $500 per hour; fixed or project fees negotiated per engagement
Main office
Traverse City MI
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)