APEX Tax & Financial Planning

Apex Tax & Financial Planning provides personalized financial planning and investment advisory services to a range of clients, including individuals, business owners, trusts, and other businesses; the firm’s brochure also notes that it serves financial advisors. Services span comprehensive planning — cash flow, retirement, estate and education planning — strategic tax planning, and discretionary or non-discretionary investment management.

The firm collects detailed suitability information and issues an Investment Policy Statement for each client, typically managing most assets on a discretionary basis and conducting quarterly account reviews. Portfolios employ a mix of mutual funds, ETFs, individual equities and bonds and may include structured notes, covered options and, on request, non-covered options or other non-correlated assets, with both active and passive strategies and defined buy/sell disciplines.

Noteworthy for a small independent adviser, the firm is affiliated with an accounting/tax-preparation entity (Apex Tax & Financial Solutions) and may refer clients to that affiliated CPA practice for separate tax and accounting services, a relationship disclosed in the brochure. The firm also provides occasional educational seminars, counts businesses and financial advisors among its clients, and manages roughly $24.2 million across a compact client base, which can shape how it integrates tax-sensitive planning and referrals compared with typical peers.