A complete list of active advisors currently associated with APP

Warmer can help you find a great advisor at APP or one who fits your needs even better.

Asset Planning and Protection LLC (APP) advises individual clients, including high‑net‑worth individuals, as well as pension and profit‑sharing plans, managing roughly $12.9 million across about 76 client relationships. The firm offers ongoing portfolio management with written Investment Policy Statements, pension consulting for employee benefit plans, one‑time financial planning, and advisory consulting services. APP implements long‑term trading guided by a mix of analysis techniques—charting, fundamental, technical, cyclical, quantitative analysis, and modern portfolio theory—and typically seeks discretionary authority to execute the strategies outlined in each client’s Investment Policy Statement. The brochure also notes that some third‑party service providers APP uses incorporate artificial intelligence and machine learning, and the firm conducts periodic due diligence to address related data‑accuracy and security risks. Notably, the firm’s principal is a licensed insurance agent and APP limits much of its advice to mutual funds and insurance products, including annuities, which creates potential commission conflicts that APP discloses and documents in client files. As a small, recently registered adviser, APP does not aggregate block trades and relies on institutional custody relationships (including Schwab Institutional) and associated services that may provide research or other soft‑dollar benefits.

To learn more about the advisors currently working at APP, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.