Applewhite & Buys Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Applewhite & Buys Financial Advisors serves individual and high‑net‑worth clients as well as businesses and retirement plan sponsors, with a stated emphasis on healthcare, legal, education and small business professionals. The firm offers comprehensive financial planning, ongoing portfolio management, retirement plan consulting and related services, and it also provides accounting and tax services under separate engagement agreements.
The firm’s investment approach blends fundamental and technical analysis within a Core + Satellite framework, using indexed core holdings alongside actively managed satellite positions and tailored investment policy statements; portfolios are typically managed on a discretionary basis when appropriate. Financial planning engagements commonly begin with a structured initial meeting and include options for ongoing monitoring, annual reviews, and targeted programs such as a Young Professional offering.
What is distinctive about the firm is its dual role as both an SEC‑registered advisory practice and an accounting practice, with partners who are CPAs and who may maintain separate accounting relationships with some clients — a relationship the firm discloses and manages. The firm also offers periodic educational workshops and provides ERISA §3(38) retirement plan fiduciary and participant education services, features that are less common among peers of its size.
Client services
Occupation focus
Demographic focus
Fee options
Fixed fee of $6,000 for Initial Financial Plan; $500 per attendee for educational workshops
$0 - $999,999: 1.00% annually $1,000,000 - $1,999,999: 0.75% annually $2,000,000+: 0.50% annually
$250 per hour for advisory services; $150 per hour for tax advice; $100 per hour for general accounting services
Monitoring Program at $7,200 per year ($600/month); Young Professionals Program $600/month for 12 months
Account minimum: $25,000 Minimum fee: $6,000 fixed fee for Initial Financial Plan Fee-only: Fixed fees for financial planning (e.g., $6,000 initial plan), Monitoring Program fee $7,200/year, Hourly fees $250/hour
Main office
13355 Noel Rd, Suite 1100
Dallas TX 75240
Advisors at this office
2
Most active in
Arizona · Arkansas · Colorado · Florida · Louisiana · Minnesota · Mississippi · New Hampshire · New Mexico · North Carolina · Oklahoma · South Carolina · Texas
Also doing business as
Applewhite & Buys Financial Advisors · Applewhite Financial · Applewhite Financial Planning · Applewhite Financial Planning, PLLC · Applewhte & Buys
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Joseph A
Series 65
Dallas, TX
Applewhite & Buys Financial Advisors
Joseph Applewhite is a Series 65-licensed financial advisor with 18 years of industry experience. He has led Applewhite Financial Planning, PLLC since 2013 and is also a CPA providing accounting services outside of his advisory role. Applewhite operates from Dallas, TX. Applewhite & Buys Financial Advisors serves individuals, high-net-worth clients, businesses, and their retirement plans, with a focus on healthcare, legal, education, and small-business sectors. The firm employs a Core + Satellite investment approach combining passive index exposures with active holdings, and offers modular financial planning, portfolio supervision, retirement-plan consulting, and accounting and tax services under separate agreements.
Timothy B
Series 65
Dallas, TX
Applewhite & Buys Financial Advisors
Timothy Buys is a financial advisor at Applewhite & Buys Financial Advisors in Dallas, TX, holding a Series 65 designation with 10 years of industry experience. Since 2016, he has also provided accounting services as a Certified Public Accountant through Applewhite Financial Planning, PLLC, dedicating significant time to this activity. Applewhite & Buys Financial Advisors serves individual and high-net-worth clients, businesses, and retirement plan sponsors, particularly in healthcare, legal, education, and small business sectors. The firm offers comprehensive financial planning, portfolio management, retirement plan consulting, and accounting and tax services, employing a Core + Satellite investment approach that combines indexed core holdings with actively managed satellite positions.
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