Portland, OR Office

Arcadia Investment Advisors serves individual investors, families, trusts, pension plans and non-profits, and delivers discretionary portfolio management alongside retirement planning and ongoing financial analysis across multiple account types. The firm is fee-only and charges asset-based advisory fees rather than commissions.

The firm’s investment approach is guided by academic theory and emphasizes strategic asset allocation, low-cost mutual funds and ETFs, and tax-aware portfolio construction; allocation decisions are driven by clients’ cash-flow needs and tolerance for variability. Arcadia manages portfolios holistically across account types, monitors performance regularly, and incorporates tax-management practices such as loss harvesting and Roth conversion analysis.

Distinctive features include a small, multigenerational advisory team of three professionals overseeing approximately $346 million in client assets, resulting in an unusually high assets-per-advisor ratio relative to peers. Arcadia documents its fiduciary process for retirement rollovers (including an alternative educational approach), declines to vote client proxies on behalf of accounts, and operates with custodial arrangements that include direct fee deduction and standing letters of authorization — all points prospective clients may want to consider.