Arch City Financial

Arch City Financial serves institutional and plan‑sponsor clients, including pension and profit‑sharing plans, as well as corporations and individual clients, and provides portfolio management, comprehensive financial planning, and employee benefit plan services. The firm also offers model‑based portfolio management through XY Investment Solutions and refers clients to third‑party or outside managers for discretionary implementation and ongoing oversight.

The firm primarily practices passive investment management, building diversified, asset‑class portfolios using index mutual funds and ETFs and applying principles of Modern Portfolio Theory through its model portfolios. ACF also uses fundamental, technical, cyclical and charting analysis in its research and conducts due diligence and periodic monitoring of outside managers and sub‑advisers.

The brochure discloses that the firm’s principal operates an accounting practice, Frush Consulting, LLC, which provides taxation, auditing and consulting services—an affiliation that is uncommon among peer investment managers. ACF also offers several services that are less typical for firms in its category, including pension and employee‑benefit plan consulting, educational seminars and speaking engagements, assistance in selecting other advisers, and the availability of hourly‑based financial planning in addition to fixed and ongoing plans.