Monument, CO Office

Arkenstone Financial, LLC serves individual clients — including high‑net‑worth households — and employer retirement plans, providing asset management (delivered through a wrap‑fee program), financial planning and consulting, and retirement plan consulting. The firm manages roughly $97 million in client assets and offers written financial plans, hourly or flat‑fee consulting engagements, and ongoing retirement plan monitoring for sponsors.

The firm generally delivers discretionary investment management within its wrap‑fee platform and tailors portfolios to clients’ objectives using asset allocation alongside fundamental and technical analysis and a mix of vehicles (ETFs, mutual funds, individual equities, fixed income and options). Financial planning work can be broad in scope — covering retirement, estate, tax and charitable planning as well as corporate structure, real estate analysis and cost‑segregation studies — and retirement plan consulting is provided with acknowledgment of ERISA fiduciary responsibilities.

What is distinctive for a firm of this size is the combination of roles it discloses: Arkenstone sponsors a wrap fee program and its representatives act as portfolio managers for that program, some representatives hold insurance licenses and may receive commissions, and a firm representative is also registered with another registered investment adviser. The firm discloses these affiliations and conflicts in its brochure and maintains policies (client disclosures, a code of ethics, and custodial/fee authorization practices) intended to manage those potential conflicts while offering both wrap‑only management and standalone planning services.