Armory Oak Wealth LLC

Armory Oak Wealth provides discretionary and non‑discretionary investment management primarily to individuals, high‑net‑worth individuals, trusts, estates, business entities, and charitable organizations. Investment advice is implemented through an independent third‑party manager using model, risk‑based portfolios made up largely of mutual funds.

The firm follows a strategic asset allocation approach that emphasizes diversified, mutual fund‑based portfolios tailored to each client’s goals, risk tolerance, liquidity needs, and time horizon, with periodic rebalancing. For discretionary accounts the adviser accepts limited power‑of‑attorney and relies on the third‑party manager for portfolio construction and back‑office administration, a dependency the brochure identifies as a material consideration for clients.

Notable for a single‑advisor practice, the firm’s principal also operates an affiliated law practice that provides tax controversy, tax preparation and planning, and estate‑planning services; the brochure discloses that clients may be served by both entities and describes the resulting conflicts of interest and disclosure practices. The firm also reports other outside roles and business activities (including involvement with political committees and a real‑estate holding company), which prospective clients may consider when evaluating potential conflicts and the adviser’s outside commitments.