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Armstrong, Fleming & Moore, Inc.

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Client AUM

$1,253,817,868

Clients

539

Advisors

11

of 27 employees

About

Armstrong, Fleming & Moore provides discretionary and non-discretionary portfolio management, comprehensive and limited financial planning, retirement plan consulting, and hourly consultation services to individuals and qualified retirement plans. The firm’s client base is concentrated toward high-income and high-net-worth households, with the brochure noting typical planning clients have net worths above $3 million and a recommended minimum of $1 million for portfolio management.

AFM’s investment approach emphasizes tailored allocations and fundamental analysis performed by its principals and paraplanners, with portfolios generally managed for multi-year horizons and reviewed by an investment committee. The firm delivers many services through programs offered in partnership with Commonwealth Financial Network (including PPS programs and access to sub-advisors), and portfolio management clients are generally required to custody assets through Commonwealth and its clearing firms.

Several features distinguish AFM from many peers: its advisor representatives are dually registered and licensed to earn commissions on securities and insurance transactions in addition to charging AUM-based fees, a practice the firm discloses as a potential conflict of interest. The firm also produces client-focused written materials via its chair emeritus’s publishing activity and provides retirement-plan participant advice programs and participates in sponsor-sponsored conferences and client education activities, reflecting a more active educational and publication footprint than is typical for similar team firms.

Client services

Financial planning Portfolio management Pension consulting Newsletters or periodicals Educational seminars or workshops

Expertise

Retirement income strategy Wealth management Real estate investing

Occupation focus

Executive Founder/Business Owner

Demographic focus

Established Professionals

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Fee options

Fixed

Retirement Plan Consulting services may be negotiated on a flat or fixed fee basis.

Percentage

$0 - $5 million: 1.00% Amounts in excess of $5 million - $10 million: 0.60% Amounts in excess of $10 million+: 0.40%

Commissions

Commissions earned through implementation of financial plans and insurance products through Commonwealth; transaction fees vary per security type (e.g., $7.95 per online stock trade, $30 bonds, options fees, mutual fund transaction fees).

Project-based

Financial planning and consultation services charged hourly: Principals up to $900/hour; Financial Planners/Advisors $300/hour; Paraplanners $150/hour. Retirement plan consulting services up to $500/hour.

Other

Account minimum: $1,000,000

Main office

1850 M Street, NW, Suite 250

Washington DC 20036

Advisors at this office

11

Most active in

California · Colorado · District of Columbia · Florida · Louisiana · Maine · Maryland · Massachusetts · Nebraska · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · South Carolina · Tennessee · Texas · Virginia · Washington

Also doing business as

Armstrong Welch & Macintyre Inc · Armstrong, Fleming & Moore, Inc. · Armstrong, Macintyre & Severns, Inc.

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

John W

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

John Wittelsberger Jr. is a CFP® with nine years of industry experience, currently serving at Armstrong, Fleming & Moore, Inc. He has been with the firm since 2014 and also has a decade of association with Commonwealth Financial Network. Armstrong, Fleming & Moore offers portfolio management, financial planning, and retirement consulting primarily to high-net-worth individuals, emphasizing tailored investment allocations and fundamental analysis. The firm combines discretionary and non-discretionary services, working closely with Commonwealth Financial Network to provide access to various programs and sub-advisors.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Carl H

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Carl Holubowich is a CFP® with 21 years of industry experience and is a member of Armstrong, Fleming & Moore, Inc. He has been with Armstrong, Fleming & Moore since 2005 and with Commonwealth Financial Network since 2009. Armstrong, Fleming & Moore offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting primarily to high-income and high-net-worth individuals and qualified retirement plans. The firm emphasizes tailored allocations and fundamental analysis, managing portfolios for multi-year horizons and utilizing a range of programs through Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Zachary K

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Zachary Kaufman is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Armstrong, Fleming & Moore, Inc. based in Washington, DC. His background includes multiple roles at Armstrong, Fleming & Moore, Inc. and academic positions at George Washington University. Armstrong, Fleming & Moore provides portfolio management, financial planning, retirement plan consulting, and hourly consultation services, primarily serving high-income and high-net-worth individuals. The firm uses a tailored investment approach with fundamental analysis and manages portfolios over multi-year horizons, often in partnership with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Elizabeth S

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Elizabeth Schleifer is a CFP® with eight years of industry experience, currently serving as an advisor at Armstrong, Fleming & Moore, Inc. She has been with the firm since 2016 and is also affiliated with Commonwealth Financial Network. Outside of her advisory work, she was involved with Cava Mezze for over a decade. Armstrong, Fleming & Moore provides portfolio management, financial planning, and retirement plan consulting primarily to high-net-worth individuals and qualified retirement plans. The firm’s investment approach focuses on tailored allocations and fundamental analysis, with services often delivered through partnerships with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Mitchell S

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Mitchell Strobel is a CFP® with 15 years of industry experience, currently serving as an advisor at Armstrong, Fleming & Moore, Inc. He has been with Armstrong, Fleming & Moore since 2009 and also associated with Commonwealth Financial Network throughout his career. Armstrong, Fleming & Moore provides portfolio management, financial planning, and retirement plan consulting services primarily to high-income and high-net-worth individuals. The firm emphasizes tailored allocations and fundamental analysis, managing portfolios over multi-year horizons with an investment committee overseeing reviews.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Sumedha M

CFP®, Series 63, Series 66

Washington, DC

Armstrong, Fleming & Moore, Inc.

Sumedha Malhotra is a CFP® professional with 13 years of industry experience, currently serving at Armstrong, Fleming & Moore, Inc. since 2019. Her prior roles include financial advisory positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Armstrong, Fleming & Moore provides discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting primarily to high-net-worth individuals and qualified retirement plans. The firm emphasizes tailored investment allocations and fundamental analysis, managing portfolios over multi-year horizons with oversight from an investment committee.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Ryan F

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Ryan Fleming is a CFP® with 30 years of industry experience, currently serving as co-owner, president, and director of Armstrong, Fleming & Moore, Inc. He has been with Armstrong, Fleming & Moore since 2005 and associated with Commonwealth Financial Network since 2009. Fleming is involved in fixed insurance sales conducted from the branch location. Armstrong, Fleming & Moore provides discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting primarily to high-net-worth individuals and qualified retirement plans. The firm’s approach emphasizes tailored allocations and fundamental analysis, with portfolios managed for multi-year horizons and reviewed by an investment committee.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Christopher R

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Christopher Rivers is a CFP® with 20 years of industry experience. He is associated with Armstrong, Fleming & Moore, Inc. and has worked at Commonwealth Financial Network since 2009. Armstrong, Fleming & Moore provides portfolio management, financial planning, retirement plan consulting, and consultation services primarily to high-income and high-net-worth individuals and qualified retirement plans. The firm employs a tailored investment approach with fundamental analysis and offers services through programs in partnership with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Joshua K

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Joshua Kaplan is a CFP® with five years of experience in financial advising. He is currently associated with Armstrong, Fleming & Moore, Inc. and has held prior roles at Commonwealth Financial Network, Mariner Wealth Advisors, and Alpha Omega Wealth Management. Armstrong, Fleming & Moore provides portfolio management, financial planning, and retirement plan consulting services primarily to high-net-worth individuals and qualified retirement plans. The firm emphasizes tailored allocations and fundamental analysis, offering a range of services through partnerships with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Lucas C

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Lucas Campbell is a CFP® with three years of industry experience and is currently affiliated with Armstrong, Fleming & Moore, Inc. He has been with Armstrong, Fleming & Moore since 2022 and previously worked at Red Clover Financial Planning and other firms. Armstrong, Fleming & Moore provides discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting primarily for high-income and high-net-worth individuals. The firm emphasizes tailored portfolio allocations and fundamental analysis, managing accounts with multi-year horizons and offering services through programs in partnership with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
user avatar

Mary M

CFP®, Series 63

Washington, DC

Armstrong, Fleming & Moore, Inc.

Mary Moore is a CFP®-certified financial advisor with 23 years of industry experience. She is affiliated with Armstrong, Fleming & Moore, Inc., where she has worked since 2005, and has also been associated with Commonwealth Financial Network since 2009. Moore serves as treasurer, director, and part owner of Armstrong, Fleming & Moore, focusing primarily on asset management and financial planning. Armstrong, Fleming & Moore provides discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and hourly consultation services primarily to high-net-worth individuals and qualified retirement plans. The firm emphasizes tailored portfolio allocations, fundamental analysis, and multi-year investment horizons, delivering many services through partnerships with Commonwealth Financial Network.

Retirement income strategy Wealth management Real estate investing Executive Founder/Business Owner Established Professionals
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