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Arrivity Financial Planning

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About

Arrivity Financial Planning provides hourly, fee‑only comprehensive financial planning to individuals, couples and families, addressing cash flow, retirement, tax, estate, education and risk‑management topics. The firm offers initial written plans, periodic annual or multi‑year updates, and shorter special projects, all billed by the hour.

The firm’s advice focuses on aligning near‑term cash needs with long‑term goals and typically favors passively managed, low‑cost index funds within globally diversified allocations; clients generally receive an Investment Policy Statement when appropriate. Arrivity does not serve as a discretionary portfolio manager, does not take custody of client assets, and implementation support (such as custodial transfers or rebalancing assistance) is provided in a supportive, noncustodial role and billed hourly.

A notable disclosure in the firm’s brochure is a 2020 Consent Order with the Washington State Department of Financial Institutions related to registration filing violations and a $15,000 fine, which the firm reports it addressed through policy changes. The firm is also atypical among peers in reporting no reportable assets under management and in not using percentage‑of‑AUM fees, commissions, trailer fees or soft‑dollar arrangements.

Client services

Financial planning

Expertise

General retirement planning Retirement income strategy Income planning General tax planning

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Fee options

Project-based

$400 per hour, billed in 15-minute increments; partial increments treated as whole increments.

Other

Fee-only: Hourly rate of $400 per hour, billed in 15-minute increments, with typical engagement fees ranging from approximately $4,000 to $14,000 for initial plans, $3,200 to $8,000 for annual reviews, and $4,000 to $12,000 for plan updates, based on hours spent (10-35 hours for initial plans, 8-20 hours for annual reviews, 10-30 hours for plan updates).

Main office

1200 Westlake Ave North, Suite 508

Seattle WA 98109

Advisors at this office

7

Most active in

California · Colorado · Oregon · Texas · Washington

Also doing business as

603 Financial, Inc. · Arrivity Financial Planning · Blue Canoe Financial Planning · Blue Canoe Financial Planning, Inc. · Goddard Financial Planning

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Norman V

Series 65

Seattle, WA

Arrivity Financial Planning

Norman Vitancol is a financial advisor at Arrivity Financial Planning in Seattle, WA, holding a Series 65 credential with one year of industry experience. Prior to joining Arrivity, he worked at Wells Fargo Advisors and the AARP Foundation, and he has experience as a franchised restaurant owner. Arrivity Financial Planning offers hourly, fee-only comprehensive financial planning to individuals, couples, and families, focusing on aligning near-term cash needs with long-term goals through passively managed, low-cost index funds in globally diversified portfolios. The firm provides written plans and implementation support without discretionary portfolio management or asset custody.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Nancy D

CFP®

Seattle, WA

Arrivity Financial Planning

Nancy Dienes is a CFP® with 15 years of experience in financial planning, currently with Arrivity Financial Planning in Seattle, WA. She previously worked at Blue Canoe Financial Planning and other related firms. Outside of her advisory role, she serves as the sole trustee of the John and Marilyn Dienes Trust and acts as attorney in fact for property management related to her family. Arrivity Financial Planning offers hourly, fee-only comprehensive financial planning for individuals and families, focusing on cash flow, retirement, tax, estate, education, and risk-management topics. The firm generally favors passively managed, low-cost index funds within globally diversified portfolios and does not serve as a discretionary portfolio manager or take custody of client assets.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Sandra J

CFP®

Seattle, WA

Arrivity Financial Planning

Sandra Jones is a CFP® professional with seven years of experience currently at Arrivity Financial Planning. She previously worked at Perkins Coie Trust Company for nine years. Outside of financial advising, she is a distributor for Advocare nutrition products. Arrivity Financial Planning provides hourly, fee-only comprehensive financial planning focusing on cash flow, retirement, tax, estate, education, and risk-management topics for individuals, couples, and families. The firm emphasizes passively managed, low-cost index funds within globally diversified allocations and offers advice without discretionary portfolio management or custody of client assets.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Anne Marie C

CFP®, Series 65

Seattle, WA

Arrivity Financial Planning

Anne Marie Consentino is a CFP® with three years of experience in financial planning. She is currently with Arrivity Financial Planning in Seattle, WA. Prior to joining Arrivity, she worked at CPA Seattle. Arrivity Financial Planning offers fee-only comprehensive financial planning to individuals, couples, and families, focusing on cash flow, retirement, tax, estate, education, and risk-management topics. The firm emphasizes passively managed, low-cost index funds within globally diversified portfolios and provides advice without discretionary portfolio management or custody of client assets.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Tyler D

Series 65

Seattle, WA

Arrivity Financial Planning

Tyler Donnelly is a financial advisor at Arrivity Financial Planning in Seattle, WA, with three years of industry experience. He holds a Series 65 designation and has worked at Arrivity since 2022. Prior to his advisory role, he held positions at Merit Electric and Corepower Yoga. Arrivity Financial Planning provides hourly, fee-only comprehensive financial planning to individuals, couples, and families, focusing on cash flow, retirement, tax, estate, education, and risk-management topics. The firm emphasizes a passive, low-cost investment approach using globally diversified index funds and does not serve as a discretionary portfolio manager or take custody of client assets.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Benjamin F

CFP®, Series 65

Seattle, WA

Arrivity Financial Planning

Benjamin Ferguson is a CFP® with two years of industry experience, currently affiliated with Arrivity Financial Planning in Seattle, WA. His prior work history includes roles at 603 Financial, Inc. and several law firms. Arrivity Financial Planning provides hourly, fee-only comprehensive financial planning for individuals, couples, and families, focusing on cash flow, retirement, tax, estate, education, and risk-management issues. The firm emphasizes passively managed, low-cost index funds within globally diversified portfolios and does not manage client assets on a discretionary basis.

General retirement planning Retirement income strategy Income planning General tax planning
user avatar

Ralph W

CFP®, Series 63

Seattle, WA

Arrivity Financial Planning

Ralph White is a CFP® certificant with 12 years of experience in financial planning. He is currently with Arrivity Financial Planning, where he has worked since 2017 through its predecessor firms. His prior experience includes roles at Blue Canoe Financial Planning, Inc. Arrivity Financial Planning provides hourly, fee-only comprehensive financial planning services to individuals, couples, and families. The firm focuses on aligning clients’ near-term cash needs with long-term goals and typically recommends passively managed, low-cost index funds within globally diversified allocations.

General retirement planning Retirement income strategy Income planning General tax planning
View complete list of advisors at this firm
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