Ascend Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ascend Financial is a small, fee‑only independent advisory firm that serves individual and high‑net‑worth clients with investment management and both ongoing and project‑based financial planning. Services described in the brochure include retirement and college planning, business planning, cash‑flow and tax planning, risk management, and delivery of investment management on a discretionary basis tied to comprehensive planning engagements.
The firm’s investment approach emphasizes asset allocation and Modern Portfolio Theory and blends passive and active vehicles to construct portfolios, while also considering factors such as tax efficiency and fund holdings. Ascend Financial may use third‑party resources to implement strategies, including a sub‑advisor (XY Investment Solutions) and model portfolios available through the Altruist Model Marketplace, and accounts are reviewed quarterly under the firm’s discretionary authority; the firm does not accept client‑imposed restrictions on individual securities or sectors.
Noteworthy distinctions include the firm’s provision of educational seminars and speaking engagements—topics explicitly call out financial literacy for 15–25 year olds and college funding for parents and students—which is relatively uncommon among peers. The brochure also details the firm’s clarified custody posture around Standing Letters of Authorization and the formal adoption of the seven safeguards described in SEC guidance, alongside its small, single‑advisor structure and reliance on third‑party model and sub‑advisor arrangements.
Client services
Expertise
Occupation focus
Fee options
Initial comprehensive financial plan fee up to $3,600 (may be waived); Project-based planning fixed fees $1,200-$7,200.
$0 - $1,000,000: 0.90% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.70% $3,000,001 - $4,000,000: 0.60% $4,000,001 - $5,000,000: 0.50% $5,000,001+: 0.40%
Ongoing Financial Planning charged monthly in arrears at $300-$1,000 per month, fees negotiable.
Fee-only: Ongoing Financial Planning: $300-$1,000 per month; Project-Based Financial Planning: $1,200-$7,200 fixed fee; Educational seminars: $0-$5,000 per seminar; Fees negotiable.
Main office
Scituate MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Ascend Financial · Ascend Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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