Ashwood Advisors

Ashwood Advisors serves individual and high‑net‑worth clients as well as small businesses, providing financial planning, consulting, and wealth management services. The firm offers ongoing portfolio management (commonly on a discretionary basis), tailored financial plans, and advice on retirement plan rollovers and implementation options.

The firm’s investment process combines economic and fundamental analysis with a formal fiduciary due‑diligence framework, using fi360 Fiduciary Scores to screen mutual funds and ETFs and to place underperforming investments on watchlists. Portfolios are managed according to client investment policy statements, rebalanced when allocations deviate (typically around a 5% threshold), and can be managed on both discretionary and non‑discretionary bases.

Uncommon for supported firms, Ashwood’s advisors are also registered representatives of Commonwealth Financial Network and licensed insurance agents, and the brochure discloses they may effect commissionable securities and insurance transactions and receive associated compensation (advisors report spending under 10% of their time on commission securities and under 5% on insurance activities). The firm also discloses revenue‑sharing and custodial/technology benefits received through Commonwealth and notes that clients retain proxy‑voting responsibility.