Aspen Capital Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Aspen Capital Management LLC primarily serves individual clients — including both high‑net‑worth and non‑HNW households — and also works with some pension and trust accounts. The firm provides financial planning and education, solicits access to third‑party registered investment advisors on its platform, and offers a broad menu of private placement opportunities and other non‑traditional financial products.
ACM functions largely as a soliciting firm rather than a discretionary portfolio manager: clients select from third‑party RIAs brought onto the platform, those advisors execute investment management, and ACM does not accept discretionary authority over client accounts. The brochure reports approximately $38 million in non‑discretionary assets under management as of December 31, 2024, and custodial and reporting responsibilities are handled by third‑party custodians and the selected advisors.
Noteworthy aspects include the firm’s extensive emphasis on private placements and other financial product sales available through its platform, and affiliations with insurance brokerages whose representatives may offer commission‑based insurance products to clients. ACM discloses past regulatory matters that were settled and states that its compensation primarily comes from solicitation agreements with third‑party advisors rather than acting as the principal portfolio manager for individual accounts.
Client services
Expertise
Fee options
$25,000 - $500,000: 1.80% $500,001 - $1,000,000: 1.50% $1,000,001 - $1,500,000: 1.20% $1,500,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.80%
Commissions received on sale of insurance products by certain representatives
Up to $300 per hour, negotiable
Account minimum: $25,000 Fee-only: Hourly fees up to $300 per hour, negotiable
Main office
1173 South 250 West, Suite#105
Saint George UT 84770
Advisors at this office
2
Most active in
Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
John C
Series 63, Series 65, Series 66
Saint George, UT
Aspen Capital Management LLC
John Crosier is an advisor with Aspen Capital Management LLC in Saint George, UT, holding Series 63, Series 65, and Series 66 designations and bringing 29 years of industry experience. His prior firms include World Choice Securities, My Investment Advisor, QA3 Financial, and Northwestern Mutual Investment Management. In addition to his work with Aspen Capital Management, he owns and operates Crosier Financial, providing health, life, and disability insurance. Aspen Capital Management primarily serves individual clients, including both high-net-worth and non-HNW households, as well as some pension and trust accounts. The firm functions mainly as a soliciting platform for third-party registered investment advisors and offers access to a wide range of private placement and non-traditional financial products.
Chad L
Series 63, Series 65, Series 66
Saint George, UT
Aspen Capital Management LLC
Chad Loveland is a financial advisor at Aspen Capital Management LLC with 29 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Northwestern Mutual Investment Management and Girard Securities, Inc. Loveland also earns commissions from insurance sales for non-variable life, health, annuity, and disability income products. Aspen Capital Management primarily serves individual clients, including both high-net-worth and non-HNW households, as well as some pension and trust accounts. The firm focuses on financial planning and education, offering access to third-party registered investment advisors and a range of private placement and non-traditional financial products.
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