Meridian, ID Office

Aspen Creek Wealth Management provides discretionary portfolio management, financial planning, retirement-plan consulting, and investment consulting to individuals, high‑net‑worth clients, business owners, and employer-sponsored retirement plans. The firm operates as an eight‑advisor team managing roughly $38.5 million for about 109 clients and makes structured investment products and alternative investments available to eligible clients.

ACWM documents client objectives in an Investment Policy Statement and conducts ongoing portfolio monitoring, while also recommending or placing assets with third‑party managers and co‑provider (OCIO) arrangements that it supervises. The firm employs a mix of fundamental, technical, charting, and cyclical analysis and treats structured products and alternatives with additional liquidity and eligibility screening, requiring client consent and subscription execution before purchase.

Notable differences from many peers include maintaining multiple branch offices and having representatives who are licensed insurance agents and may receive commissions for insurance or annuity sales, a relationship the brochure discloses as a potential conflict of interest. The firm also discloses an affiliation with a tax services entity and uses the iCapital platform to access private and structured alternative investments, which involve platform processing, delayed or estimated valuations, and separate issuer reporting.