Aspen Gold Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Aspen Gold Financial is a Colorado state-registered investment adviser that provides portfolio management, comprehensive financial planning, estate planning, and hourly consultation to individuals, high‑net‑worth investors, trusts, charitable institutions, and corporate retirement plans. The firm also offers ERISA pension consulting services and is licensed to sell insurance products, with commissions disclosed in its brochure.
The firm describes a multi‑strategy investment approach that draws on fundamental, technical, charting, and cyclical analysis and emphasizes strategic asset allocation, risk control, and diversification over market timing. While Aspen Gold offers discretionary management and routine rebalancing, its brochure shows a material portion of client assets are managed on a non‑discretionary basis, meaning clients often retain final trading authority.
Compared with many independent advisors, Aspen Gold’s advisory mix includes formal ERISA 3(21) and 3(38) pension consulting—documenting Investment Policy Statements, selecting plan options, and advising plan committees—which the brochure notes as a core service and is relatively uncommon among peers. The firm also documents a broad set of model strategies (from conservative fixed‑income to small‑cap equity and third‑party portfolio recommendations) and discloses potential conflicts from insurance commissions and its practice of having custodians deduct advisory fees.
Client services
Expertise
Fee options
Flat fees for financial planning services without assets under management range from $1,500 to $4,500.
$0 - $250,000: 0.75% $250,000 - $500,000: 0.75% $500,000 - $750,000: 0.75% $750,000 - $1,000,000: 0.75% $1,000,000 - $2,000,000: 0.65% $2,000,000 - $4,000,000: 0.60% $4,000,000 - $9,000,000: 0.50% $10,000,000+: 0.40%
Firm is paid commissions by insurance companies for products sold.
Up to $250 per hour plus expenses for individual consultation services.
Account minimum: $100,000
Main office
6684 E. 162nd Ave.
Brighton CO 80602
Advisors at this office
1
Most active in
Colorado
Also doing business as
Aspen Gold Financial · Aspen Gold Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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