Aspen Wealth Planners LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Aspen Wealth Planners is a fee-only financial planning firm that provides comprehensive financial planning, portfolio management, and hourly consulting to individual and high-net-worth clients. The firm is operated by a single CFP® professional and, as of the latest filing, manages roughly $34.6 million in client assets across a small client base of about 28 households.
The firm’s investment process relies on fundamental analysis and tailors portfolios to each client’s tax situation, risk tolerance, and personal goals, typically recommending no-load mutual funds, ETFs, bond funds, U.S. government securities, and CDs as appropriate. Portfolio management is provided on a non‑discretionary basis, so the adviser seeks client approval before executing trades, and accounts are custodied through Schwab Institutional with regular reviews and rebalancing as warranted.
What is distinctive about the firm is its concentration of non‑discretionary assets—reporting no discretionary AUM—which is uncommon among independent advisers of this type, and its practice of including investment management within its comprehensive retainer offering. The firm also maintains an insurance license solely to provide advice rather than to sell insurance products, operates without accepting third‑party commissions or performance fees, and does not take custody of client assets.
Client services
Expertise
Fee options
$0 - $999,999: 1.00% annually for Retainer Agreement $1,000,000+: $10,000 plus 0.30% on remaining AUM for Retainer Agreement $0 - $999,999: 0.90% annually for Investment Management Agreement $1,000,000+: $9,000 plus 0.20% on remaining AUM for Investment Management Agreement
$250 per hour (2 hour minimum)
Minimum fee: $3,000 per year minimum fee for Retainer Agreement; no minimum fee stated for Investment Management Agreement Fee-only: Fee-only firm; does not accept commissions or 12b-1 fees.
Main office
Po Box 40292
Broken Arrow OK 74014
Advisors at this office
1
Most active in
California · Colorado · Oklahoma
Also doing business as
Aspen Wealth Planners LLC · East Bay Cambridge Advisors · Ross Financial Advisors · Ross Financial Advisors, Inc. · Schmidt, Ross A.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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