Aspire Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Aspire Wealth serves individuals (including high-net-worth clients), corporations, charities, and retirement plans with comprehensive financial planning, targeted financial consulting, discretionary portfolio management, and retirement-plan consulting. The firm offers written financial plans on a fixed-fee basis, hourly consulting, and ongoing asset-based management for custody accounts, consistent with the common service mix for team advisory firms.
The firm begins portfolio construction with an asset-allocation framework and implements strategies that include tactical asset allocation, fundamental and technical analysis, and modern portfolio theory, typically using its proprietary model portfolios under discretionary authority and conducting at least monthly account reviews. Recommended investments include mutual funds, exchange-traded funds (including crypto ETFs), individual equities, and fixed income, with rebalancing and monitoring as part of ongoing management.
Aspire has less-common industry arrangements: its owners are managing partners who are dually registered with another registered adviser (Advisor 123 LLC) and the firm licenses proprietary model signals to other registered investment advisers under a fee arrangement (annual fees up to 0.50%). The brochure also discloses owner activity as licensed insurance agents who may earn commissions, an economic relationship with the Altruist custodian that provides support services tied to an asset threshold, and a written fee-reimbursement policy that allows clients to request refunds after a six-month account-holding period.
Client services
Expertise
Fee options
Comprehensive financial planning fixed fees range from $500 to $25,000, negotiable and dependent on the scope and complexity.
Up to 1.25% annually (negotiable based on account size)
Insurance product sales commission outside advisory fees, earned by licensed insurance agents affiliated with the firm.
Consulting services hourly rate ranges from $100 to $200.
Account minimum: $250,000 (waivable at discretion) Fee-only: Fixed fee ranging from $500 to $25,000 for comprehensive financial planning services, hourly rates from $100 to $200 for consulting services.
Main office
5659 N Kraft Lake Dr
Caledonia MI 49316
Advisors at this office
5
Most active in
Michigan
Also doing business as
Aspire Wealth · Aspire Wealth Advisors, LLC · Aspire Wealth Advisory · Aspire Wealth Advisory, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Derek P
CFP®, CFA®, Series 66
Caledonia, MI
Aspire Wealth
Derek Prusa is a CFP® and CFA® with 10 years of industry experience. He is a managing partner at Advisor 123 LLC and a managing member of Aspire Wealth, where he serves as a principal and Chief Compliance Officer. His prior roles include positions at Retirement Wealth Advisory and FormulaFolio Investments. Aspire Wealth serves individuals, corporations, charities, and retirement plans with comprehensive financial planning, portfolio management, and consulting services. The firm utilizes an asset-allocation framework combined with tactical asset allocation, fundamental and technical analysis, and proprietary model portfolios to manage investments under discretionary authority.
Benjamin W
CFP®, Series 63, Series 65
Caledonia, MI
Aspire Wealth
Benjamin Webster is a CFP® professional with 11 years of experience in the financial advisory industry. He is currently a managing member and investment adviser representative at Aspire Wealth and also serves as managing partner of Advisor 123 LLC, where he provides model signals to other advisers. His work history includes roles at Retirement Wealth Advisors, FormulaFolios, and LPL Financial. Aspire Wealth serves individuals, corporations, charities, and retirement plans with financial planning, portfolio management, and retirement-plan consulting. The firm uses an asset-allocation framework combined with tactical allocation, fundamental and technical analysis, and proprietary model portfolios, offering services on a fixed-fee, hourly, or asset-based basis.
Brian P
Series 65
Caledonia, MI
Aspire Wealth
Brian Platte is a financial advisor at Aspire Wealth in Caledonia, MI, with 10 years of industry experience. He holds a Series 65 designation and has worked with firms including Full Spectrum Retirement Services and Retirement Wealth Advisors. Outside of advisory roles, he serves as president of a technology company, Fynch, Inc., where he oversees operations. Aspire Wealth serves individuals, corporations, charities, and retirement plans with financial planning, consulting, and discretionary portfolio management. The firm uses an asset-allocation framework and proprietary model portfolios incorporating tactical asset allocation, fundamental and technical analysis, and modern portfolio theory.
Andrew V
Series 65
Caledonia, MI
Aspire Wealth
Andrew Vander Schaaf is a Series 65-credentialed financial advisor with nine years of industry experience. He currently works at Aspire Wealth and Advisor123 LLC, where he holds roles including Director of Business Development. Vander Schaaf previously worked at Retirement Wealth Advisors and FormulaFolios. Aspire Wealth is a team advisory firm serving individuals, corporations, charities, and retirement plans with financial planning, consulting, and discretionary portfolio management. The firm utilizes a multi-strategy investment approach based on asset allocation, tactical adjustments, and proprietary model portfolios.
Curtis W
CFP®
Caledonia, MI
Aspire Wealth
Curtis Wells is a CFP® at Aspire Wealth with six years of industry experience. He previously worked at Brookstone Capital Management and Regal Financial Group. Curtis also serves as Head of Planning and Investment Adviser Representative at Advisor 123, LLC. Aspire Wealth serves individuals, corporations, charities, and retirement plans with comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting. The firm uses a combination of tactical asset allocation, fundamental and technical analysis, and modern portfolio theory, employing proprietary model portfolios under discretionary authority.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)