Asset Architects, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Asset Architects, LLC is a solo, fee-based advisory firm that provides personalized financial planning and consulting to individuals and high‑net‑worth clients and arranges relationships with third‑party money managers. The firm also operates as a licensed insurance agency and offers commissioned insurance products as part of its services.
Rather than managing client portfolios directly, the firm delivers basic and comprehensive written financial plans on a fixed‑fee basis and refers clients to third‑party investment managers, receiving solicitor fees and a share of the managers’ advisory fees. Asset Architects does not accept discretionary trading authority and relies on third‑party managers and custodians to execute trades and provide account reports.
Distinctive features include the combination of an insurance brokerage practice (the brochure notes the owner spends a meaningful portion of time on insurance sales) with a solicitor/referral model instead of charging a traditional percentage‑of‑AUM fee or directly managing client assets. The brochure discloses that the firm shares materially in third‑party fees (illustrative retentions cited) and notes the potential conflicts of interest from commissions and solicitor arrangements, which it says it mitigates through disclosures and a fiduciary duty to place client interests first.
Client services
Expertise
Fee options
Fixed fee financial planning starting at $500 for basic plans; comprehensive plans start at $1,000, fees negotiable based on complexity.
$0 - $500,000: Up to 2.60% (Flexible Plan Investments, Ltd. Flexible Fee Schedule Accounts) $500,001 - $999,999: Down to 1.75% depending on money manager and account type $1,000,000+: As low as 0.80% (Gradient Investments, LLC) or negotiable with other managers $0 - $100,000: 0.25% to 0.75% (Brookstone Capital Management depending on series) $100,001 - $249,999: 0.25% to 0.70% (Brookstone Capital Management depending on series) $250,000 - $499,999: 0.25% to 0.65% (Brookstone Capital Management depending on series) $500,000 - $999,999: 0.25% to 0.60% (Brookstone Capital Management depending on series) $1,000,000+: 0.25% to 0.55% (Brookstone Capital Management depending on series)
Advisor sells insurance products on commission; commissions are received by Managing Member.
Minimum fee: Fixed fees for financial planning services range from $500 to $2,000 based on complexity and client needs. Fee-only: Fixed fees for financial planning from $500 to $2,000; no commissions on advisory fees.
Main office
Northville MI
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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