Associated Retirement Planners, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Associated Retirement Planners, Inc. provides investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, and business entities. While the firm offers portfolio management services similar to many independent peers, it does not directly supervise client assets; instead, client assets are managed through a third‑party manager on a non‑discretionary basis.
The firm begins client relationships with an initial interview and data‑gathering process that documents objectives and allows clients to impose account restrictions, and it uses asset allocation together with charting, fundamental, technical and cyclical analysis in implementing portfolios. Account activity is reviewed at least quarterly with written reports provided to clients, and standalone financial planning is offered on an hourly engagement basis.
What is distinctive about the firm is the degree of insurance activity: its representatives are licensed insurance agents and insurance product sales account for a substantial portion of firm time, which can create commission‑based conflicts alongside advisory services. The firm also acts as a solicitor for third‑party investment managers and its leadership has an ownership interest in one such manager; the brochure discloses a regulatory fine imposed on the firm’s president related to alleged unsuitable life insurance sales.
Client services
Expertise
Fee options
Flat fees for specific financial planning areas, e.g., $900 for retirement planning, $750 for investment planning, $450 for life insurance planning.
$200,000 - $499,999: 2.0% annually $500,000+: 1.0% annually
$150/hour for financial planning services.
Account minimum: $100,000 (waivable) Minimum fee: Minimum annual fee of $1,000.
Main office
1212 Grand Ave, 18
Wausau WI 54403
Advisors at this office
1
Most active in
Illinois · Wisconsin
Also doing business as
11 Ria · Associated Retirement Planners, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)