Association Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Association Financial Services serves predominantly individual and small-business clients through a single primary adviser and a modest client base. The firm provides financial consulting and personalized planning (including education planning and retirement and Social Security planning), discretionary portfolio management, recommendations and monitoring of third‑party sub‑advisers, and offers educational workshops and notary services.
Investment work is individualized: clients complete a financial survey and Client Investment Profile that guides asset allocation and fundamental-analysis-based portfolios, which the firm manages on a discretionary, percentage‑of‑AUM basis with periodic rebalancing and ongoing reviews. When appropriate, day‑to‑day management is delegated to sub‑advisers while the firm retains oversight and collects management fees.
What is distinctive in the brochure is the firm’s insurance affiliation and emphasis on annuity solutions — the principal also operates an affiliated insurance company and the firm reports roughly $4 million in discretionary securities assets alongside about $20 million in non‑security investments placed in fixed and fixed‑indexed annuities through that affiliate. The combination of offering educational workshops and a practice oriented toward annuity-based, lower‑volatility solutions for clients uncomfortable with market swings is less common among comparable supported advisers.
Client services
Expertise
Fee options
$0 - $100,000: 1.95% $100,000.01 - $250,000: 1.75% $250,000.01 - $500,000: 1.50% $500,000.01 - $750,000: 1.25% $750,000.01 - $1,000,000: 1.00% Above $1,000,000+: Negotiable
$200 per hour for financial consulting services, negotiable
Fee-only: $200 per hour for financial consulting services, negotiable
Main office
755 West Big Beaver Road, Suite # 2020
Troy MI 48084-4925
Advisors at this office
1
Most active in
Louisiana · Michigan · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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