Colorado Springs, CO Office

The firm provides investment advisory and financial planning services to individuals, high‑net‑worth clients, pension and profit‑sharing plans, and business entities. Its offerings include portfolio management (including management of “held away” accounts via a third‑party platform), comprehensive and ad‑hoc financial planning, and retirement plan consulting under ERISA.

The firm combines discretionary portfolio management with non‑discretionary advice, using methods such as fundamental analysis and modern portfolio theory and conducting at least quarterly account reviews. For retirement plans it commonly acts as a limited‑scope ERISA 3(21) fiduciary—helping develop investment policy statements, monitoring plan options and making recommendations while leaving final selection authority with the plan sponsor—and it may place assets with third‑party managers and custodial platforms as described in the brochure.

Several features in the Form ADV distinguish the firm from many peers: it reports the bulk of its assets as non‑discretionary and routinely provides pension consulting/3(21) services, both of which are less common among independent advisers. The firm is not a solo practice, uses an outsourced chief compliance officer, and discloses that affiliated representatives have broker‑dealer registrations and outside business activities that include transaction‑based compensation and referral arrangements with third‑party managers.