Atwob
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About
AtwoB provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high‑net‑worth clients, trusts, charitable organizations and businesses. The firm also offers tax preparation and consulting support and works with plan sponsors in both non‑discretionary and discretionary 3(21)/3(38) capacities.
The advisor constructs customized portfolios that are primarily long‑term focused and built from diversified mutual funds and ETFs, supplemented by individual securities when appropriate, using a fundamental analysis framework and an internal due‑diligence process. It may also implement portions of client portfolios through unaffiliated money managers in managed‑account programs while maintaining ongoing oversight.
AtwoB is a small advisory team (two advisors, about 97 clients) managing roughly $114 million in total AUM, a profile that combines a compact staff with multiple advanced professional credentials (CFA charters and a CFP credential). The firm’s service mix — including direct tax preparation assistance, formal retirement‑plan fiduciary offerings, and an institutional relationship with a major custodian that provides platform and operational support — distinguishes it from many peers of similar size.
Client services
Expertise
Fee options
Financial planning fixed fees ranging from $500 to $5,000; ongoing planning support annual fees from $900 to $5,000
$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.85% annually $3,000,001+: 0.65% annually
$200 per hour for financial planning services
Ongoing planning support annual fixed fees ranging from $900 to $5,000; monthly fees as low as $75 for some clients
Account minimum: $100,000 Minimum fee: Retirement Plan Advisory minimum fee of $300 quarterly Fee-only: Investment advisory fees based on assets under management; financial planning fees hourly ($200/hour), fixed fees ($500 to $5,000), and ongoing annual fixed fees ($900 to $5,000)
Main office
23 Parkway, 2nd Floor
Katonah NY 10536
Advisors at this office
2
Most active in
Texas
Also doing business as
Atwob · Point B Planning, LLC · Rebori, Richard T
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Michael T
CFP®
Katonah, NY
Atwob
Michael Tom is a CFP® professional with four years of industry experience. He has been with Point B Planning LLC since 2015. AtwoB serves individuals, trusts, charitable organizations, businesses, and retirement plan sponsors by providing discretionary investment management, financial planning, and retirement plan advisory services. The firm employs customized investment strategies using diversified mutual funds and ETFs, offers ongoing portfolio monitoring, and maintains documented fiduciary practices.
Richard R
CFA®, Series 66
Katonah, NY
Atwob
Richard Rebori is a CFA® charterholder with eight years of experience in financial advising. He has been with Point B Planning, LLC dba Atwob since 2014. Atwob serves individuals, trusts, charitable organizations, businesses, and retirement plan sponsors, providing discretionary investment management, financial planning, and retirement plan advisory services. The firm employs customized investment strategies primarily using diversified mutual funds and ETFs, with a focus on fundamental analysis and long-term orientation.
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