Audible Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Audible Wealth Management serves individual clients — including high‑net‑worth households — as well as business development clients and retirement plans, providing financial planning and both discretionary and non‑discretionary portfolio management. The firm also offers educational seminars, bill‑pay services and acts as sponsor and portfolio manager for a wrap‑fee program.
AWM’s investment process centers on assessing client goals, time horizons and risk tolerance and applies a mix of methods (fundamental, quantitative, technical, charting and modern portfolio theory) to construct portfolios. The firm implements long‑ and short‑term trading strategies and may use margin transactions and options; it conducts periodic reviews (financial plans are revisited in follow‑up sessions and managed accounts are reviewed on a regular basis) and uses third‑party platforms such as Pontera for held‑away retirement accounts and Orion for reporting.
Several operational features distinguish AWM from many peers: it sponsors a wrap‑fee program, provides bill‑pay services while avoiding custody via third‑party software, and runs educational seminars free of charge. The firm also uses a third‑party aggregation/management platform to exercise discretion over held‑away defined‑contribution accounts without obtaining clients’ login credentials, and it assesses a separate technology fee to support its reporting platform, all of which are relatively uncommon among similar advisers.
Client services
Expertise
Occupation focus
Fee options
Fixed fee for financial planning between $300 and $12,000; bill pay services fee between $100 and $500 per month
$0 - $100,000: 2.00% $100,001 - $500,000: 1.50% $500,001 - $800,000: 1.25% $800,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.50%
Up to $500 per hour for financial planning services
Account minimum: $5,000 Fee-only: Negotiated fixed annual fee for financial planning between $300 and $12,000; hourly fees not to exceed $500 per hour; bill pay services fee between $100 and $500 per month; technology fee of $50 annually ($4 per month) for portfolio reporting and data aggregation through Orion; Pontera platform fee 0.25% AUM quarterly deducted from advisory fee
Main office
See office8455 Colesville Road, Suite 900
Silver Spring MD 20910
Advisors at this office
4
Offices (2)
Most active in
California · Connecticut · District of Columbia · Florida · Georgia · Illinois · Maryland · New York · North Carolina · Ohio · Oregon · Pennsylvania · South Carolina · Virginia · West Virginia
Also doing business as
Audible Wealth Management · Audible Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Veronica F
CFP®, ChFC®, Series 66
Silver Spring, MD
Audible Wealth Management
Veronica Fuentes is a CFP® and ChFC® professional with 13 years of industry experience. She joined Audible Wealth Management in 2024 after spending 13 years with Northwestern Mutual Life Insurance Company. Outside of her advisory role, she is also active as a life insurance agent. Audible Wealth Management serves individual clients, including high-net-worth households, business development clients, and retirement plans, offering financial planning and portfolio management. The firm employs a multi-method investment approach and provides unique services such as educational seminars, bill-pay services, and a wrap-fee program.
Monica C
Series 65
Silver Spring, MD
Audible Wealth Management
Monica Carlos is a financial advisor at Audible Wealth Management with a Series 65 designation and two years of industry experience. She previously worked at Northwestern Mutual and has experience in education through roles at Antelope Valley College and California State University. In addition to her advisory work, Monica is a licensed life insurance agent. Audible Wealth Management serves individual clients, including high-net-worth households, business development clients, and retirement plans by providing financial planning and portfolio management. The firm employs a diverse investment approach incorporating fundamental, quantitative, and technical methods, and offers distinctive services such as a wrap-fee program, bill-pay services, and free educational seminars.
Guadalupe L
CFP®, Series 63
Alsip, IL
Audible Wealth Management
Guadalupe Lechuga is a CFP®-certified financial advisor at Audible Wealth Management with four years of industry experience. Prior to joining Audible Wealth in 2025, Lechuga worked at Northwestern Mutual in various roles from 2019 to 2025 and has experience with WilsonHCG. Audible Wealth Management serves individual clients, including high-net-worth households, business development clients, and retirement plans by providing financial planning and portfolio management services. The firm employs a multifaceted investment approach and offers distinctive operational features such as a wrap-fee program, bill-pay services, and educational seminars.
Isiah W
Series 66
Silver Spring, MD
Audible Wealth Management
Isiah Williams is a financial advisor at Audible Wealth Management with nine years of industry experience. He holds the Series 66 designation and has previously worked at Northwestern Mutual and Merrill Lynch. In addition to his advisory role, he also works as a life insurance agent. Audible Wealth Management serves individual clients, including high-net-worth households, business development clients, and retirement plans. The firm offers financial planning, portfolio management, educational seminars, and bill-pay services, utilizing a diverse investment approach that incorporates fundamental, quantitative, technical, and modern portfolio theory methods.
Jonathan M
Series 63, Series 65
Silver Spring, MD
Audible Wealth Management
Jonathan Mckinney is a financial advisor at Audible Wealth Management with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Northwestern Mutual and Guardian Life Insurance Company. Outside of advising, he is involved in content creation for an online subscription service. Audible Wealth Management serves individual and business clients, offering financial planning, portfolio management, educational seminars, and bill-pay services. The firm employs a diverse investment approach combining fundamental, quantitative, technical, and modern portfolio theory methods, and it sponsors a wrap-fee program alongside unique operational features such as third-party platforms for held-away accounts.
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