Authentic Financial Planning

Authentic Financial Planning serves individuals, high‑net‑worth clients, families, business owners and corporations and provides ongoing financial planning through tiered packages (Foundational, Wealth Planning, Pinnacle), project‑based planning, and both discretionary and non‑discretionary investment management. The firm also advises on held‑away accounts, offers third‑party separately managed account programs, and provides educational workshops and seminars on general financial topics.

The firm’s process centers on a multi‑meeting initial financial plan followed by regular reviews tied to the client’s selected package, an annual review of an Investment Policy Statement, and ongoing portfolio monitoring; its investment analysis emphasizes fundamental factors. Implementation can be direct or via third‑party money managers and platform solutions, and the firm offers a subscription/monthly fee option for planning clients who do not have sufficient assets under direct management alongside traditional AUM and fixed‑fee project arrangements.

Distinctive features disclosed in the Brochure include affiliated businesses beyond advisory services — an insurance agency, a tax and accounting practice, and real‑estate and mortgage activities — which the firm discloses as separate lines of business and notes do not offset advisory fees. The combination of free educational seminars, multiple non‑investment affiliations, and a mix of subscription, fixed‑fee and AUM billing for a small client base (roughly 18 clients and about $2.84 million in AUM) is atypical among comparable solo independent advisers.