Avaari Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Avaari Financial serves medium- to high-net-worth individuals and select institutions, providing comprehensive financial planning and portfolio management that covers cash flow, tax planning, retirement and education planning, and ongoing investment monitoring. The firm operates on a fee-only basis and also offers project-based financial plans and hourly engagements, with the ability to accept client-imposed cash or allocation restrictions.
The firm’s investment approach emphasizes a long-term, systematic strategy that focuses on initial portfolio structure, broad diversification, prudent asset allocation, occasional rebalancing and fundamental analysis of securities rather than frequent trading. Portfolios are typically managed on a discretionary, model-driven basis and reviewed at least quarterly, with performance reporting provided to clients.
Avaari Financial is a small, solo-owned practice with fewer than 50 clients and reported approximately $27.3 million in discretionary assets as of 12/31/2023, and the owner splits time between the advisory practice and an outside operations role — a combination that may affect capacity and client service dynamics. The firm discloses no product commissions, no performance-based fees, no soft-dollar arrangements, generally does not vote client proxies, and maintains a personal-trading policy that gives client orders priority over the owner’s personal trades.
Client services
Expertise
Fee options
Less than $250,000 - $249,999: 1.25% annually $250,000 - $499,999: 1.20% annually $500,000 - $999,999: 1.15% annually $1,000,000 - $2,999,999: 0.85% annually $3,000,000+: 0.60% annually
Typical billing rate about $250 per hour
Annual retainer fee charged quarterly based on percentage of assets as per tier schedule; financial plan preparation fee ranges from $1,000 to $3,000 per plan
Account minimum: $50,000 Fee-only: Fee-only basis; no commissions
Main office
Fremont CA
Advisors at this office
1
Most active in
California
Also doing business as
Avaari Financial · Shah, Jitesh Ashokkumar
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")