Avadim: Financial, Limited Liability Company
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Although registered in the investment-manager category, the firm primarily offers holistic financial planning and investment advisory services to individuals, families, and small-to-medium‑sized businesses rather than operating as a traditional pooled-vehicle manager. It frames its client focus around working‑class households and employers with 1–2,500 employees, rather than institutional or large pooled‑asset clients.
The firm requires clients to complete a three‑phase planning process (analysis, education, counseling) and a formal risk assessment before investment advice is provided, and it delivers both non‑discretionary and discretionary portfolio management when appropriate. It does not act as a qualified custodian and directs clients to third‑party custodians for account custody and trade execution.
Noteworthy features for a firm in this category include a very small, founder‑led structure with no reported assets under management at the time of the filing and a planning‑first gatekeeping model that conditions advisory services on completion of the planning process. The firm also makes financial planning available at no charge, emphasizes a mission‑driven orientation toward the working class informed by the owner’s prior retail-sector experience and stated values, and will not accept authorization to deduct its fees directly from client accounts.
Client services
Occupation focus
Fee options
$0 - $500,000: 1.25% annually $500,000+: Negotiable, less than 1.25% annually
Account minimum: $5,000.00 Minimum fee: $125.00 per non-discretionary Investment Advisory Service meeting Fee-only: Financial Planning Services are free of charge but may accept voluntary payment; Non-discretionary Investment Advisory Services charged $125 per meeting; Discretionary Investment Advisory Services fees are tiered by AUM.
Main office
Mechanicsville MD
Advisors at this office
1
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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