Waco, TX Office

Avant Financial Advisors serves individual and high‑net‑worth clients with discretionary wealth management and financial planning services, including retirement‑account advice and support for rollovers. The firm provides ongoing portfolio management and may also deliver stand‑alone financial planning engagements tailored to a client’s goals and circumstances.

The firm’s investment process is grounded in Modern Portfolio Theory and emphasizes long‑term, diversified asset allocation implemented primarily with low‑cost mutual funds and ETFs, while allowing individual stocks or bonds where appropriate. Accounts are managed on a discretionary basis, monitored continuously with formal reviews at least annually, and strategies are adjusted for client‑specific needs such as cash requirements or tax considerations.

Noteworthy aspects for this small advisory team include managing nearly $200 million in client assets across multiple offices, a custodial relationship with an institutional custodian that provides software and other support, and operational practices that include household aggregation of accounts. Avant also discloses direct access to client custodial credentials (subject to an independent surprise examination) and enforces pre‑approval and reporting requirements for supervised persons’ personal stock trades—practices that affect oversight and potential conflicts of interest.