Avea Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Avea Financial Planning provides fee-only, fiduciary financial planning and portfolio management for individuals and high‑net‑worth clients, combining ongoing comprehensive planning with hourly engagements, educational seminars, and coordinated tax return preparation through a third‑party. Retirement-focused services, including pension analysis and Social Security optimization, are explicitly included in the firm’s service menu.
The firm’s investment implementation generally emphasizes passive, asset‑class portfolios and may use third‑party money managers and separate‑account direct‑indexing when appropriate. Planning work stresses retirement readiness, tax‑aware strategies, pension and benefit optimization, and behavioral coaching, with an initial intensive meeting phase followed by a regular review cycle and open ongoing communication.
Distinctive features include formal pension consulting and a public educational seminar and speaking program, both of which are less common among independent advisers. The firm also coordinates personal tax return preparation for planning clients and offers financial education for clients’ children, signaling an integrated, multi‑generational approach for a relatively small client base.
Client services
Expertise
Fee options
One-time onboarding fee of $500-$2,000 for Portfolio Management with On-Going Comprehensive Financial Planning; also fixed annual fee as noted.
$0 - $750,000: Not accepting clients at this time. $750,000 - $3,000,000: Fixed annual fee of $10,960 (representing a range of 0.30%-2.00% based on assets managed). $3,000,000+: Additional $2,000 per every $1 million over $3,000,000; GeoWealth fees also apply.
Hourly fee of $495.
Account minimum: $750,000 Minimum fee: Minimum fixed annual fee of $10,960 for Portfolio Management with On-Going Comprehensive Financial Planning. Fee-only: Fee-only firm compensated solely by fees received directly from clients; no commissions received.
Main office
Pasco WA
Advisors at this office
1
Most active in
Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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