Chandler, AZ Office

Avier Wealth Advisors (RAM Investment Partners, LLC) provides financial planning and discretionary investment management to individuals and families, as well as pension and profit-sharing plans, trusts, corporations and other business entities. The firm manages roughly $1.19 billion in client assets across about 583 accounts and offers integrated planning, portfolio management, and reporting that can incorporate held‑away assets.

Investment portfolios are constructed around broad asset‑allocation strategies implemented primarily with mutual funds and ETFs, with a preference for low‑cost institutional share classes and no‑load funds; equity allocations are informed by factor research emphasizing company size and valuation. The firm monitors portfolios for allocation drift, may engage third‑party sub‑advisers for portions of client assets, and follows a documented due‑diligence and rebalancing process overseen by an investment committee.

Several business practices distinguish Avier from many peers: the firm discloses use of client testimonials in advertising and explicitly offers services to integrate held‑away assets and to advise on sub‑accounts within certain variable annuity and variable life products under limited authority. Avier also reports an implemented multi‑partner succession plan and a multi‑credentialed advisor team (including CFP, CFA, CAIA, FRM, and CIMA designations), which it cites as part of its governance and oversight structure.