A complete list of active advisors currently associated with AZM Financial

Warmer can help you find a great advisor at AZM Financial or one who fits your needs even better.

The firm is an independent, state-registered investment adviser that provides discretionary portfolio management and financial advice to individual and high-net-worth clients. It manages about $24.5 million across roughly two dozen client accounts and implements customized portfolios using exchange-traded funds, mutual funds and, at times, individual securities, with annual reporting to clients. Investment decisions are guided by Modern Portfolio Theory alongside both fundamental and technical analysis, with recommended asset allocations set as a written investment policy and rebalanced within predetermined ranges. The firm typically seeks discretionary authority to trade, conducts periodic reviews triggered by material changes, and generally emphasizes diversified exposures including bonds, domestic and international equities, REITs and limited emerging market allocations. A notable and uncommon aspect of the firm is its affiliation with a real estate/mortgage brokerage (Interbank Finance Mortgage Co.), through which the principal provides mortgage services and receives separate compensation; the brochure discloses this relationship and the potential for conflicts of interest and notes clients may use outside agents to avoid such conflicts. The firm also states it has no formal account minimum (though it may decline smaller portfolios) and invoices advisory fees quarterly in advance, with custodial billing and client statements provided for verification.

To learn more about the advisors currently working at AZM Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Afshin Zarkoub	Foster, CA	21

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

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