B.E.S.T. Wealth Management LLC

B.E.S.T. Wealth Management provides investment advisory services to individuals, businesses, and retirement plans, offering written financial plans, ongoing discretionary portfolio management, retirement-plan advisory, and in-house tax preparation across varying levels of complexity. The firm manages roughly $58 million for about 111 clients and delivers plan-level services including participant education and fiduciary support.

The firm’s investment approach is explicitly evidence-based, grounded in academic and Nobel Prize-winning research and six stated principles (market efficiency, diversification, risk/return trade-offs, avoidance of emotional decisions, etc.). B.E.S.T. generally employs a passive allocation methodology using ETFs and mutual funds while allowing fundamental analysis and occasional tactical reallocations; engagements begin with a written financial plan that informs the firm’s discretionary implementation and ongoing monitoring.

Distinctive features compared with many peers include a written satisfaction policy under which management fees are not assessed until a client indicates satisfaction with the initial written financial plan, and the provision of in-house tax preparation services in addition to advisory work. The adviser also offers both 3(21) fiduciary support and, when agreed, 3(38) discretionary plan investment services, combining retirement-plan fiduciary work and individual wealth management within a two-advisor practice.