B. Water Investments

B. Water Investments is a small, independent registered investment adviser that provides discretionary portfolio management, financial planning, consulting, and assets‑under‑advisement services to individuals, high‑net‑worth clients, corporations and institutional investors. The firm manages a concentrated client base and tailors services across several model and customized strategies.

The firm’s investment process emphasizes technical analysis and active money management, with distinct strategies ranging from periodic rebalancing to high‑frequency, hour‑to‑hour trading for clients who elect more aggressive management. Portfolios may include equities, options, ETFs, structured products, and digital assets (only with client authorization), and the adviser uses tactical tools such as market timing, hedging with options or inverse ETFs, and limited margin/borrowing to implement shifts in exposure.

Notable differences from many peers include the firm’s use of performance‑based fee arrangements for qualified clients, its explicit allowance of market‑timing and frequent trading, and the disclosed use of derivatives and borrowing within separately managed accounts—features that are statistically uncommon for solo independent advisers. The brochure also discloses that the firm’s principal holds insurance and mortgage licenses and operates a charitable/authoring initiative focused on “Waconomics,” each of which the firm identifies as potential sources of conflicts of interest.