A complete list of active advisors currently associated with B4 Financial Planning

Warmer can help you find a great advisor at B4 Financial Planning or one who fits your needs even better.

B4 Financial Planning provides comprehensive financial planning and portfolio management primarily for individual investors and a small number of small-business owners. Services include written financial plans, asset-allocation advice and implementation using exchange-traded funds, mutual funds and individual securities. The firm combines fundamental and technical analysis with a long-term market-timing and reallocation model, typically managing client accounts on a discretionary basis. Client work is individualized through interviews and regular reviews, with quarterly reporting and more frequent communications when economic or geopolitical events prompt a reassessment. Distinctive features include operating as a solo practitioner and intentionally limiting new client intake for many years to focus on existing relationships, an uncommon operating model in this regulatory category. The firm also offers alternative billing arrangements (including hourly and flat-fee planning options), provides market‑timing reallocation strategies, manages portfolios for non‑high‑net‑worth and higher‑net‑worth individuals alike, and does not engage in private‑fund advisory or other industry affiliations.

To learn more about the advisors currently working at B4 Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Gerald Barnard	Chesapeake, VA	26

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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