Baczkowski & Company
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides portfolio management and financial advisory services to individual (retail) clients, offering both discretionary and non‑discretionary arrangements but managing all current accounts on a discretionary basis. It operates as a single‑adviser practice with a very small client roster and does not impose a minimum account balance, so services are tailored at the household level rather than for trusts or institutional plans.
Investment decisions are informed by publicly available research sources such as Morningstar and ValueLine and implemented through a mix of individual securities, mutual funds, and ETFs, with diversification scaled to the size of each account. Holding periods can be short to intermediate (days to months); the adviser monitors geopolitical and economic conditions daily and uses in‑house forecasts to time trades, while permitting client‑imposed restrictions on security selection.
Noteworthy features include the firm’s long tenure (established in 1998) as a sole practitioner managing a small number of discretionary accounts and performing monthly reviews and reconciliations directly by the adviser, with written reports provided only upon client request. The principal personally oversees all investment activity, at times holding the same securities as clients when objectives align, and gives client trades priority over personal trades in situations of simultaneous interest.
Client services
Expertise
Fee options
2% annually
Main office
Elkton MD
Advisors at this office
1
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)