Balance Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Balance Financial Planning provides fee-only financial planning, cash flow and tax planning, and investment management to individual and high-net-worth clients. The firm offers both project-based and hourly planning engagements in addition to ongoing asset management billed on a percentage-of-assets basis.
The adviser employs an interactive planning process that runs scenarios to align clients’ goals, cash flow, time horizons, and risk tolerance with an asset allocation. Investment programs emphasize low-cost index funds and ETFs across domestic, international, emerging market, fixed-income, and real estate exposures, and accounts may be managed on a discretionary basis consistent with each client’s plan.
The firm reports roughly $38 million in assets under management for about 34 clients, a concentration that suggests a higher assets-per-client focus than many peers. It does not accept third-party compensation, recommends an independent custodial platform (Charles Schwab) while remaining unaffiliated, and leaves proxy voting to clients rather than voting proxies on their behalf.
Client services
Expertise
Fee options
Financial planning fees ranging from $975 for smaller projects up to $2,000 for comprehensive plans
$0 - $600,000: 0.50% $600,001+: 0.30%
$165 to $220 per hour depending on complexity of engagement
Fee-only: Financial planning fees from $975 up to $2,000; hourly financial advice $165 to $220 per hour; no commissions charged.
Main office
Oakland CA
Advisors at this office
1
Most active in
California
Also doing business as
Balance Financial Planning · Balance Financial Planning, LLC · Vesely, Cheryl
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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