Balanced Capital

Balanced Capital is a state-registered, single-advisor independent advisory firm managing roughly $39.5 million for about 150 clients, primarily individuals and families, with occasional engagements for small businesses and nonprofit organizations. Its services include discretionary investment management, integrated financial planning (provided at no additional charge to managed clients), and project-based planning for non-clients.

The firm constructs model portfolios using fundamental analysis and passive ETFs, offering two main model sets: “Traditional” portfolios and a “Green Series” that incorporates environmental factors such as greenhouse gas emissions and resource use into security selection; models exclude options, derivatives, leveraged, or inverse products and are monitored daily. All client accounts are managed on a discretionary basis, clients may impose reasonable restrictions, and the firm runs quarterly in-person retirement seminars targeted at those planning to retire in the next five to ten years.

Notable distinctions include the principal’s outside ownership of an affiliated income tax preparation practice and a separate life insurance agency—affiliations the brochure discloses and says are kept separate from advisory pricing and prioritization. The firm also serves charitable organizations and foundations (a relatively uncommon client type for a solo independent adviser) and explicitly offers an ESG-oriented model series alongside routine in-person retirement education.