Balanced Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$22,464,133
Clients
12
Advisors
1
of 1 employees
About
Balanced Financial Advisors provides ongoing discretionary portfolio management and financial planning for individual and high-net-worth clients. The firm also offers specialized consulting focused on planning for families with disabled adult children and for colleagues planning for individuals with disabilities.
The firm applies Modern Portfolio Theory and a long-term trading approach, typically implementing model allocations mostly with ETFs and other common vehicles such as mutual funds, fixed income, real estate funds, TIPS, precious metal ETFs and, when appropriate, private placements. Client objectives and risk tolerances are documented in an Investment Policy Statement, and accounts are monitored with periodic custodial reporting.
What is notable about Balanced Financial Advisors is the concentrated clientele and asset base — the firm manages approximately $22.6 million across a very small number of accounts — and its operational practices that differ from many peers. It requires use of a specific institutional custodian (Schwab Institutional), accepts certain soft-dollar benefits from that custodian, uses standing letters of authorization for transfers, collects fees in advance, and does not aggregate trades for multiple clients, all of which can affect trade execution and administrative processes.
Client services
Expertise
Fee options
1.00% annually
Financial Planning: $350 to $500 per hour; Specialized Consulting: $750 per hour
Account minimum: $1,000,000
Main office
Sausalito CA
Advisors at this office
1
Most active in
California
Also doing business as
Balanced Financial Advisors · Chernova Associates · Chernova Associates Dba Balanced Financial Advisors · Chernova Ventures, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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