Newport Beach, CA Office

Richard Rock is a financial advisor with Balboa Wealth Partners, Inc. and holds Series 65 and Series 63 licenses. He has 30 years of industry experience, including prior roles at Morgan Stanley Wealth Management, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he is involved in managing a family-owned retail business, Dad's Liquor and Deli, in San Clemente, California. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term, diversified investment approach using low-cost mutual funds and ETFs, individual securities, and a combination of discretionary and non-discretionary mandates.

Thomas Breslin Jr. is a financial advisor with Balboa Wealth Partners, Inc. in Newport Beach, CA, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Balboa Wealth Partners since 2016. Balboa Wealth Partners is an SEC-registered investment adviser managing over $1.07 billion in assets for individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a team structure and a long-term, diversified investment approach using low-cost mutual funds and ETFs, individual securities, and various analytical techniques to construct portfolios aligned with client objectives.

Richard Riva is a financial advisor with Balboa Wealth Partners, Inc. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Balboa Wealth Partners, he worked at firms including Willow Cove Investment Group and LPL Financial. Outside of finance, Mr. Riva serves as an Executive Officer in the California Military Reserve and volunteers as a deputy sheriff with the Orange County Sheriff's Department. Balboa Wealth Partners is an SEC-registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, charities, businesses, and retirement plans. The firm manages over $1 billion in assets and employs a team-based approach using diversified strategies including low-cost mutual funds, ETFs, individual securities, and options.

John Day is a CFP® and ChFC® financial advisor with nine years of industry experience. He is currently with Balboa Wealth Partners, Inc., where he has worked since 2025. Prior to this, he spent eight years at Edward Jones and was involved in dance coaching and judging through his sole proprietorship, John Day Sole Proprietorship. Balboa Wealth Partners is an SEC-registered investment adviser managing over $1.07 billion in client assets, providing portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm employs a team-based approach and a long-term, diversified investment strategy using mutual funds, ETFs, individual securities, and options.

Sandra Goins is a Senior Financial Advisor at Merrill Lynch Wealth Management with 16 years of experience in the financial services industry. She specializes in family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Sandra works closely with her clients to develop personalized financial strategies and provides customized personal wealth analyses to help clients stay on track with their financial goals in a changing market environment. A San Diego native, Sandra earned a bachelor's degree with a double major in Sociology and History from the University of California system and holds an MBA from the California State University system. She is a CERTIFIED FINANCIAL PLANNER (CFP). Outside of work, Sandra enjoys baseball, camping, cooking, dancing, music, running, soccer, traveling, volleyball, and yoga.

Paul Oh is a financial advisor at Balboa Wealth Partners, Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citi Personal Wealth Management, BancWest Investment Services, AXA Advisors, and Chase Bank. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term, diversified investment approach using low-cost mutual funds, ETFs, individual securities, and options while managing over $1 billion in client assets through a team-based structure.

Gerald Zelko Jr. is a financial advisor at Balboa Wealth Partners, Inc. in Newport Beach, CA, holding Series 63 and Series 65 licenses with 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing and UBS Financial Services, where he worked for 2 and 10 years respectively. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term, diversified investment approach using low-cost mutual funds and ETFs combined with individual securities and options to meet client objectives.

John Vilina is a financial advisor with Balboa Wealth Partners, Inc. in Newport Beach, CA, holding a Series 65 credential and eight years of industry experience. Prior to joining Balboa Wealth Partners in 2017, he worked at Morgan Stanley for one year. In addition to his advisory role, Vilina serves as President and CFO of McLaren Strategic Ventures Holdings Group, a SPAC and technology solutioning business, and is a partner at Season Two Ventures, a venture capital firm. Balboa Wealth Partners is an SEC-registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages over $1 billion in assets using a long-term, diversified approach with low-cost funds, individual securities, and a combination of discretionary and non-discretionary mandates.