Baring Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Baring Financial LLC provides discretionary investment management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses. As of December 31, 2025, the firm reported managing about $210.3 million for roughly 483 clients and documents client objectives with written Investment Policy Statements to guide portfolio selection.
The firm follows a strategic asset‑allocation, core‑and‑satellite approach that uses passively managed index funds and ETFs as the core while adding actively managed funds where appropriate; portfolios are globally diversified and tailored to each client’s IPS. Its disclosed investment strategies include long- and short‑term purchases, margin borrowing, and option‑writing (including covered and uncovered strategies), and the firm may engage third‑party advisers for larger portfolios with significant tax considerations.
Compared with peers, Baring Financial has an unusually high client load per advisor (more than 200 clients per advisor) and expressly discloses the use of borrowing and derivatives in client accounts, practices that are less common among similar supported firms. The firm is affiliated with an insurance agency and an affiliated tax preparation and consulting company (Logan Danson, LLC) and discloses the resulting conflicts of interest while stating clients are not required to use the affiliates’ services.
Client services
Expertise
Fee options
$0+: Up to 1.3% annually (maximum fee) $0+: No more than 1.2% annually for clients using Charles Schwab & Co., Inc. $0+: Not more than 1.0% annually for clients using SEI platform (fee is negotiable)
Main office
See office1310 10th St, Suite 101
Bellingham WA 98225
Advisors at this office
1
Offices (2)
Most active in
Arizona · California · Hawaii · Illinois · Nebraska · Texas · Utah · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Melvin D
Series 63, Series 65, Series 66
Bellingham, WA
Baring Financial LLC
Melvin Danson is a financial advisor with Baring Financial LLC in Bellingham, WA, holding Series 63, 65, and 66 licenses and bringing 14 years of industry experience. His career includes roles at Waddell & Reed, Inc. and First Allied Advisory Services, Inc., and he is also owner of Logan Danson LLC and a trustee involved in trust management. Baring Financial LLC provides discretionary investment management to individuals, pension plans, trusts, and small businesses, managing approximately $210 million for over 480 clients. The firm employs a strategic asset-allocation approach with a core of passive index funds and ETFs complemented by actively managed funds, and it discloses the use of borrowing and derivatives in client accounts.
Elise W
Series 65
Bellingham, WA
Baring Financial LLC
Elise Williams is a financial advisor at Baring Financial LLC with three years of industry experience. She holds the Series 65 designation and also works full-time as a tax accountant with Logan Danson LLC, a sister company to Baring Financial. Baring Financial LLC provides discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation approach using passive index funds and ETFs combined with actively managed funds, offering globally diversified portfolios tailored to each client’s Investment Policy Statement.
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