Barlow, Paul David
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary investment management and financial planning to individual clients (including high‑net‑worth individuals), trusts, and small businesses. Advisory services center on model portfolios composed primarily of no‑load mutual funds and ETFs, with standalone or integrated financial planning engagements offered on an hourly or included basis; the firm also provides insurance product recommendations and sales in the principal’s separate capacity as a licensed insurance agent.
Investment advice is grounded in Modern Portfolio Theory and emphasizes long‑term, passively managed, asset‑class diversification implemented through model portfolios and turnkey asset management platforms (TAMPs). Portfolios are monitored continuously and reviewed at least annually, and the firm may retain individual equity positions for tax or client‑requested reasons and may hire third‑party managers to sub‑advise client assets.
Noteworthy characteristics for this practice include its very small scale — roughly $1.65 million in assets under management across five client relationships — and the principal’s dual role as a licensed insurance agent, which the brochure discloses as a potential conflict of interest due to receipt of commissions. The firm typically recommends a specific custodian and TAMP for execution, reporting, and operational support and does not accept proxy‑voting authority, leaving voting decisions to clients.
Client services
Expertise
Fee options
up to 1.00% per annum (negotiable, not tiered explicitly)
Commission compensation from implementing insurance product transactions (insurance agent activities separate from advisory services)
$500 per hour for limited scope financial planning services (fees negotiable)
Account minimum: $100,000
Main office
23332 Mill Creek, Suite 105
Laguna Hills CA 92653
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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