Basic Capital Advisors LLC

Basic Capital Advisors LLC serves employer-sponsored retirement plans and their plan sponsors, trustees, and investment committees, offering ERISA-focused advisory and investment management services in either non‑discretionary (§3(21)) or discretionary (§3(38)) capacities. The firm’s work centers on developing and monitoring written investment policy statements, selecting and benchmarking core menu options, and preparing periodic performance reports for plan sponsors; it does not provide individualized participant-level investment advice.

The firm’s investment approach emphasizes long-term, low‑fee passive management using institutional-class index funds and ETFs, with a focus on broad diversification and cost minimization and routine monitoring against IPS benchmarks. Basic Capital bills asset‑based advisory fees that are unbundled from administrative and recordkeeping charges, discloses it does not accept commissions or revenue-sharing, and states it does not engage in performance-based or soft‑dollar arrangements.

Distinctive aspects include its exclusive institutional focus with no retail or high‑net‑worth individual clients, its small operational scale (two advisors) and a reported $0 in regulatory assets under management as of December 31, 2025, which may reflect an early-stage or nascent client roster. The firm also operates alongside an affiliated recordkeeping technology entity but describes specific information barriers, entity separation, and unbundled billing as controls to mitigate the potential conflicts arising from that affiliation.