Basic Capital Advisors LLC

Basic Capital Advisors provides investment advisory and retirement-plan consulting services to pension and profit-sharing plans, including 401(k) and 403(b) arrangements. The firm advises plan sponsors, trustees, and investment committees and assists with developing and implementing ERISA-compliant investment policy statements.

The firm’s stated investment approach emphasizes low-fee, broadly diversified, long-term passive strategies with dollar-cost averaging to manage risk and return, and it monitors recommended investment options on a quarterly basis. It prepares performance reports from custodian and recordkeeper statements and distinguishes between non-discretionary advice to sponsors/participants and discretionary management when delegated by a plan fiduciary under ERISA §3(38).

Noteworthy for an independent advisory firm, Basic Capital discloses it may receive commissions for plan assets invested in insurance policies or annuity contracts at a plan sponsor’s direction, and it explicitly offers pension consulting services and ERISA fiduciary roles that are less common among peers. The brochure also notes recent regulatory changes — the firm registered with New York State after withdrawing a broker-dealer application — and it reported zero regulatory assets under management as of December 31, 2025.